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October 2015 Lending Growth Highlights

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1) Report on SBLF Participants’ Small Business Lending Growth Submitted to Congress pursuant to Section 4106(3) of the Small Business Jobs Act of 2010 October 2015

2) OVERVIEW Small businesses are a vital part of the American economy and their success is a critical component of the economic recovery. Established by the Small Business Jobs Act of 2010 (the Act), the Small Business Lending Fund (SBLF) is a dedicated fund designed to provide capital to qualified community banks 1 and community development loan funds (CDLFs) in order to encourage small business lending. The purpose of the SBLF is to encourage Main Street banks and small businesses to work together, help create jobs, and promote economic growth in communities across the nation. This report provides information on changes in small business lending by SBLF participants as of June 30, 2015, relative to baseline levels.2 As of June 30, 2015, institutions participating in SBLF have made important progress in increasing their small business lending, helping to support small businesses and local economies across the nation. • Since inception, the total increase in small business lending reported by current and former 3 SBLF participants is $17.2 billion over baseline. • As of Q2 2015, current SBLF participants have increased their small business lending by $14.8 billion over a $30.0 billion baseline. This reflects a $625 million decrease over the prior quarter, largely attributable to participants leaving the program.4 • Increases in small business lending are widespread across SBLF participants, with 95.8 percent of participants having increased their small business lending over baseline levels. • Most participants report that their small business lending increases have been substantial, with 92.7 percent increasing small business lending by 10 percent or more. This report also provides information on changes in business lending and other lending by SBLF banks relative to (i) a representative peer group of 374 community banks that were selected to match the specific size, geography, and financial condition of SBLF banks and (ii) a broader comparison group of the 5,581 similarly-sized community banks that are headquartered in the same states as SBLF banks. • SBLF banks have increased business loans outstanding by a median of 84.7 percent over baseline levels, versus a 24.0 percent median increase for the representative peer group and a 21.4 percent median increase for the broader comparison group. • SBLF banks have increased business lending by substantially greater amounts across median measures of size, geography, loan type, and financial condition versus the peer and comparison groups. 1 In thi s report, the terms “banks” and “community banks” encompass banks, thrifts, a nd bank and thrift holding companies with consolidated a s sets of less than $10 bi llion. 2 As es tablished in the Act, the baseline for measuring the change i n small business lending is the a verage of the amounts that were reported for ea ch of the four calendar quarters ended June 30, 2010. 3 Lending growth reported by former participants in the fi nal quarter of participation is held constant through subsequent periods 4 The $625 mi llion decrease represents aggregate lending of $843 mi llion minus $1.47 billion of l ending over baseline in the prior quarter by pa rti cipants who exited the program this quarter. 1

3) • SBLF banks that refinanced CPP funding have increased business lending by a median of 80.5 percent since their initial receipt of CPP funding from Treasury versus a 29.0 percent increase for the peer group and an 27.1 percent increase for the comparison group over the same period. Please see Appendix A for additional information regarding the methodology employed in this report. BACKGROUND This report is submitted to Congress pursuant to Section 4106(3) of the Act, which directs the Secretary of the Treasury to provide a quarterly written report on how institutions participating in the SBLF program have used the funds they received under the program. Treasury invested more than $4.0 billion in 332 institutions through the SBLF program. These amounts include investments of $3.9 billion in 281 community banks and $104 million in 51 CDLFs. Collectively, these institutions operate in more than 3,000 locations across 47 states and the District of Columbia. This report includes information on the 259 institutions that continued to participate in the program as of June 30, 2015 and submitted quarterly supplemental reports for the fourth quarter, including 212 community banks and 47 CDLFs. The initial disbursement of SBLF funding to banks occurred on June 21, 2011, with subsequent transactions completed thereafter until the program’s September 27, 2011 statutory funding deadline. As of September 1, 2015, 79 institutions with aggregate investments of $1.3 billion have fully redeemed their SBLF securities and exited the program, and 32 institutions have partially redeemed $348 million (or 55 percent of their SBLF securities) though continue to participate in the program. The SBLF program encourages lending to small businesses by providing capital to community banks and CDLFs with less than $10 billion in assets. • For community banks, the SBLF program is structured to encourage small business lending through a dividend or interest rate incentive structure. The initial rate payable on SBLF capital is, at most, 5 percent, and the rate falls to 1 percent if a bank’s small business lending increases by 10 percent or more. 5 Banks that increase their lending by amounts less than 10 percent pay rates between 2 percent and 4 percent. If a bank’s lending does not increase in the first two years, however, the rate increases to 7 percent. If a bank has not repaid the SBLF funding after four and a half years, the rate increases to 9 percent. • For CDLFs, the SBLF program is structured to encourage small business lending through access to low‐cost capital at a 2 percent interest rate. These non‐profit loan funds play a critical role in distressed communities across the country that lack access to mainstream financial services. CDLFs engage in activities including offering microloans to entrepreneurs, providing mezzanine debt to growing small businesses, and financing community facilities like charter schools and health clinics. As established in the Act and described above, the SBLF program operates through an indirect mechanism to achieve policy outcomes. The additional lending capacity provided by SBLF capital – coupled with the program’s dividend or interest rate incentives in the case of community banks – encourages institutions to increase small business lending. 5 The i nitial interest ra te paid by S corporations a nd mutual institutions is, at most, 7.7 percent. If these i nstitutions increase their small business l ending by 10 percent or more, then the ra te falls to a s low as 1.5 percent. These i nterest rates equate to a fter‐tax effective ra tes (assuming a 35% ta x ra te) equivalent to the dividend ra te paid by C corpora tion participants. 2

4) Because of the program’s structure, increases in small business lending cannot be directly linked to the use of SB LF funds. However, the program’s impact can be observed indirectly. Accordingly, this report provides information regarding aggregate increases in small business lending as well as a comparison of outcomes between program participants and a peer group matched on key characteristics. For additional information regarding the methodology employed in this report, please see Appendix A. INCREASES IN SMALL BUSINESS LENDING OVER BASELINE LEVELS As of June 30, 2015, the total cumulative net increase in small business lending over baseline reported by current SBLF participants during the course of their participation in the SBLF program is $14.8 billion, a decrease of $625 million from the previous quarter.6 As participants leave the program prior to the step up rate in Q1 2016, total lending growth by current participants will decrease. The following graph shows the aggregate increase in qualified small business lending reported by SBLF participants as of June 30, 2015. Increases in small business lending reflect that of current participants only and exclude institutions that have exited the program prior to the end of the quarter. Increase in Small Business Lending over Baseline by SBLF Participants 7 (Reported as of June 30, 2015) Increase in Small Business Lending over Baseline Level ($ in Billions) $18 $16 $14 Treasury’s investments in SBLF participants were made in Q2 and Q3 2011. Please see Appendix B for additional information on changes in small business lending following the initial SBLF investments. $12 $10.3 $8 $6.6 $4.8 $5.2 $6 $2 $11.2 $3.5 $1.3 $1.7 $7.4 $3.1 $3.9 $5.2 $5.4 $6.8 $15.1 $15.4 $14.8 $12.5 $12.4 $8.8 $9.0 $10 $4 $13.5 $14.2 $7.4 $8.7 $8.6 $11.6 $11.9 $11.8 $9.8 $10.6 $3.5 $3.5 $3.5 $3.5 $3.5 $3.6 $3.6 $3.5 $3.8 $3.8 $3.8 $3.7 $3.6 $3.5 $3.5 $3.0 $0 Q3 Q4 Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 Q1 Q2 2011 2011 2012 2012 2012 2012 2013 2013 2013 2013 2014 2014 2014 2014 2015 2015 Increase from Baseline through Q3 2011 Increase from Q3 2011 to Current Quarter Increases in small business lending are widespread among SBLF participants. To date, 206 of the 212 participating community banks (or 97 percent) and 42 of the 47 CDLFs (or 89 percent) have increased their small business lending. 6 Due to redemptions totaling $1.47 bi llion by eight participants exiting the program, the total change was negative; however, current pa rti cipants continued to i ncrease lending by $843 mi llion. 7 The i ncrease i n lending for each quarter is representative of only those institutions participating in the quarter listed. Figures reflect the total a ggregate net dollar a mount of reported i ncreases a nd decreases in s mall business l ending. The increase over ti me of the bas eline through Q3 2011 a mount i s driven by redemptions from i nstitutions which reported decreases i n small business lending outnumbering those which reported i ncreases. 3

5) In addition, 240 of the 259 SBLF participants (or 93 percent) have increased their small business lending by 10 percent or more. These figures reflect changes in small business lending over baseline levels as specified by the Act (defined as the loan balances that were reported for each of the four calendar quarters ended June 30, 2010). The first four of Treasury’s investments in SBLF participants were made in the quarter ended June 30, 2011, with all subsequent investments made in the quarter ended September 30, 2011. In the period between the baseline and the investment date, some participants increased lending, while others decreased. The Act, and the associated program terms, specified that an institution’s initial dividend or interest rate shall be based on call report data published in the quarter immediately preceding the date of the SBLF investment. Among other effects, this provision may have encouraged institutions to increase small business lending prior to entering the SBLF program, as they would receive the associated dividend or interest rate benefit immediately upon entry. At the same time, some institutions took actions (e.g., sales of loans or branches or reductions in loans outstanding) that reduced the amount of reported small business lending, such that their initial change in small business lending over their baseline was negative. In total, 262 (79 percent) of SBLF participants increased lending by $4.5 billion and 70 (21 percent) participants decreased lending by $991 million from the baseline period until the time of Treasury’s initial investments in the quarter ended September 30, 2011. Of the 6 participants (2.3 percent) that presently report negative changes in small business lending, two had reduced their small business lending in the period between the baseline and the investment date, though have since increased their lending above that initial level. Please see Appendix B for additional information on changes in small business lending following the initial SBLF investments. The following chart displays the aggregate positive and negative qualified small business lending growth 8 reported by current SBLF participants. The sum of these balances reflects the total increase in qualified small business lending reported. 8 Increases and decreases of lending balances are affected by both new originations and loan runoff at participant institutions. 4

6) Aggregate Increases and Decreases in Small Business Lending over Baseline by SBLF Participants Aggregate Increases and Decreases in Small Business Lending over Baseline Level ($ in Billions) (Reported as of June 30, 2015) $18 $16 $13.5 $14 $10.3 $11.1 $8.8 $8.9 $10 $6.6 $7.4 $8 $3.5 $4 $2 $4.53 $0 $15.1 $15.4$14.8 $12.5 $12.4 $12 $6 $14.3 $4.8 $5.2 $5.77 $6.26 $7.58 $8.31 $15.10 $15.44 $15.27 $14.49 $13.80 $10.90 $12.69 $12.71 $9.66 $11.68 $9.54 -$0.22 -$0.29 -$0.27 -$0.21 -$0.15 -$0.05 -$0.30 -$0.99 -$1.02 -$1.09 -$0.94 -$0.92 -$0.79 -$0.73 -$0.61 -$0.57 -$2 Q3 Q4 Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 Q1 Q2 2011 2011 2012 2012 2012 2012 2013 2013 2013 2013 2014 2014 2014 2014 2015 2015 Negative Balance Growth Positive Balance Growth Changes in the net qualified small business loan growth reported are driven largely by positive and negative changes in qualified small business lending balances at SBLF participants. To date, the vast majority, or 96 percent, of SBLF participants have increased qualified small business lending, for a total of $15.1 billion in positive qualified small business loan growth over baseline. The remaining 4 percent of SBLF participants evidenced a decrease in qualified small business lending balances over baseline of $300 million, such that the net of these positive and negative qualified small business growth balances is equal to $14.8 billion across all SBLF participants (see also chart on page four). Redemptions also impact the total qualified small business lending reported in a given quarter. As institutions redeem from the SBLF program, their respective increases or decreases in lending over baseline are removed for future reporting purposes. For example, should an SBLF institution with $100 million in qualified small business lending growth over baseline redeem from the program, the growth associated with that institution would be omitted from total qualified small business loan growth calculations going forward, such that remaining participants would need to generate a net increase in qualified small business lending of at least $100 million for the total qualified small business loan growth level to remain the same as reported in the previous quarter. The redemption of institutions with negative changes in qualified small business lending over baseline can have the inverse effect where, due to netting effects, the impact of the redemption is an increase in the total qualified small business lending reported. The chart below shows the cumulative net impact of all current and former participants in the program by incorporating changes in qualified small business lending over baseline for former SBLF participants at the amount reported in the final quarter of program participation and holding those balance changes constant in future quarters. 5

7) For example, if an SBLF participant reported a total increase in small business lending of $10 million over baseline in the final quarter prior to a full redemption, that amount is held constant and incl uded in the net small business lending growth calculation in each quarter thereafter, instead of being removed as under the current method , as outlined in the chart on page three. This approach captures the cumulative lending by all participants, both current and redeemed, and more comprehensively displays total historical program impact. Current and Historical Change in Small Business Lending over Baseline by SBLF Participants Current and Historical Change in Small Business Lending over Baseline Level ($ in Billions) (Reported as of June 30, 2015) $20 $18 $16 $14 $12 $10 $8 $6 $4 $2 $0 -$2 $3.5 $3.5 $17.2 $15.8 $16.4 $14.7 0.70 0.97 2.44 $13.8 0.44 $12.4 $12.6 0.26 $11.4 $0.23 $10.3 $0.22 $8.9 $9.0 $0.03 $7.5 $0.09 $0.02 $6.6 $14.3 $15.1 $15.4 $14.8 $5.2 $0.0 $0.05 $4.8 $12.5 $12.4 $13.5 $4.8 $5.2 $6.6 $7.4 $8.8 $9.0 $10.3 $11.2 -$0.15 Q3 Q4 Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 Q1 Q2 2011 2011 2012 2012 2012 2012 2013 2013 2013 2013 2014 2014 2014 2014 2015 2015 Cumulative Net Lending Balances Reported by All Redeemed Institutions through Reported Quarter Cumulative Net Lending Balances Reported by All Current Participants through Reported Quarter As prescribed under the Small Business Jobs Act, SBLF rates became fixed beginning in Q3 2013, such that participants that evidenced minimal or negative changes in qualified small business lending over the baseline were unable to take advantage of SBLF lending incentives. The redemption of several participants with declines in small business lending balances in Q4 2013 (just following the dividend rate set period) resulted in a negative cumulative net effect of small business lending for redeemed participants totaling approximately -$150 million through that quarter, and therefore led to a respective increase of the same amount in total measured qualified small business lending during Q42013 under the standard methodology, as outlined in the chart on page 3. Subsequently, in the first quarter of 2014 that trend reversed, with several institutions reporting strong positive lending over baseline (totaling $380 million) redeeming during that period, such that the net effect of cumulative small business lending growth at redeemed institutions totaled a positive $230 million through that quarter. As such, this led to a respective decrease of the same amount of total measured qualified small business lending under the standard methodology, as outlined in the chart on page 3. All subsequent analysis reflects current SBLF participants only. 6

8) Distribution of Small Business Lending Increases The following graph shows quarter-over-quarter changes in the number of participants reporting lending in the five ranges of small business loan growth that correspond to various dividend or interest rates payable on SBLF securities. SBLF Participants Reporting Increases in Small Business Lending over Baseline 9 (Reported as of June 30. 2015) 300 249 240 SBLF Participants (#) 250 200 150 100 50 12 7 31 54 32 0 Under 2.5% or Reduced 2.5 to 4.9% Increase 5.0 to 7.4% Increase 7.5 to 9.9% Increase 10.0% or Greater Increase Increase in Small Business Lending over Baseline Q4 2011 Q1 2013 Q2 2014 Q1 2012 Q2 2013 Q3 2014 Q2 2012 Q3 2013 Q4 2014 Q3 2012 Q4 2013 Q1 2015 Q4 2012 Q1 2014 Q2 2015 To achieve the lowest available dividend or interest rate under the SBLF program terms (the “program incentive”), current participants would have needed to increase small business lending in aggregate by at least $3.24 billion.10 As of June 30, 2015, the $14.8 billion increase achieved over baseline levels is approximately 4.4 times greater than the $3.4 billion program incentive. 11 Distribution of Small Business Lending Increases by Quartile Increases in small business lending are widespread among SBLF participants. The largest dollar value increases in small business lending have been made in aggregate by participants with the largest amount of SBLF funds outstanding. Funds outstanding is defined as the amount of funds received from SBLF minus funds that have been redeemed. 9 As a result of redemptions, the total number of SBLF i nstitutions was 259 a s of Q2 2015, 267 a s of Q1 2015, 274 a s of Q4 2014, 280 a s of Q3 2014, 290 a s of Q2 2014, 295 a s of Q1 2014, 298 a s of Q4 2013, 307 a s of Q3 2013, 315 a s of Q2 2013, 317 a s of Q1 2013, 320 a s of Q4 2012, 326 a s of Q3 2012, 328 a s of Q2 2012, a nd 332 a s of Q1 2012 a nd Q4 2011. 10 Throughout this report, the term “program incentive” is defined as the a ggregate increase that would be required for current participants to recei ve the l owest a vailable dividend or i nterest ra te under the SBLF program terms. 11 As of June 30, 2015, s ome i nstitutions have i ncreased lending by more than their maximum program i ncentive, whi le others have i ncreased by l es s or decreased. Pl ease see Appendix C for i nstitution -specific reporting of small business lending by SBLF participants. 7

9) If ranked and grouped by the amount of SBLF investment outstanding, the 65 institutions that held $12.0 million or more of outstanding SBLF investment accounted for $7.3 billion of the total reported increase in small business lending with $1.6 billion of total investment outstanding. The following graph shows the changes in small business lending over baseline levels across four equally-sized groups of SBLF participants based on the dollar amount of their SBLF investments outstanding. Changes in Small Business Lending by Dollar Amount of SBLF Funds Outstanding (Reported as of June 30, 2015) $8.0 $7.3 $7.0 $6.0 $4.7 $ Billions $5.0 $4.0 $3.0 $2.0 $1.7 $1.6 $1.0 $1.0 $0.5 $0.3 $0.1 $0.0 First Quartile ($12.0 - $81.7 Million) Second Quartile ($6.1 - $12.0 Million) Third Quartile ($2.5 - $6.1 Million) Fourth Quartile ($2.5 Million or Less) Quartiles by Dollar Amount of Funds Outstanding SBLF Funds Outstanding Change in Small Business Lending over Baseline If ranked and grouped by the dollar value of changes in small business lending, the top quartile of participants accounted for $10.1 billion of the gross reported increase in small business lending with $1.3 billion of SBLF funds outstanding. The following graph shows the change in small business lending over baseline levels across four equallysized groups of SBLF participants based on the dollar amount of their change in lending. 8

10) Increase in Small Business Lending by Dollar Amount of Lending Change (Reported as of June 30, 2015) $12.0 $10.1 $10.0 $8.0 $ in Billions $6.0 $3.3 $4.0 $2.0 $1.3 $1.3 $0.6 $0.4 $0.0 $0.2 -$0.1 -$2.0 First Quartile Second Quartile Third Quartile Fourth Quartile (Over $73.0 Million) ($33.4 - $73.0 Million) ($10.0 - $33.4 Million) ($10.0 Million or Less) Quartiles by Dollar Amount of Change in Small Business Lending SBLF Funds Outstanding Change in Small Business Lending over Baseline 9

11) Distribution of Small Business Lending Increases by Institution Size Small business lending increased among groups of institutions of all sizes (as defined by total assets), with the largest aggregate increases in dollar value reported by the largest institutions. 12 The largest institutions (defined as those participants with more than $1.0 billion in total assets) increase d small business lending by $3.5 billion while the smallest institutions (defined as those participants with less than $250 million in assets) increased small business lending by $4.4 billion. The following graph shows increases in small business lending over baseline levels and SBLF funds outstanding across four categories of institution size. Increase in Small Business Lending by Institution Size (Reported as of June 30, 2015) $5.0 $4.4 $4.5 $4.0 $3.7 $3.5 $ in Billions $3.5 $3.2 $3.0 $2.5 $2.0 $1.5 $1.0 $0.5 $0.7 $0.6 $0.7 $0.5 $0.0 $7.0 - $249 Million (n=146) $250 - $499 Million (n=59) $500 - $999 Million (n=35) $1.0 - $6.4 Billion (n=19) Size by Total Assets SBLF Funds Outstanding Change in Small Business Lending over Baseline 12 In thi s report, i nstitution size (including the size ranges in this graph a nd the s egmentation of institutions) is based on the total assets reported by ba nks as of Ma rch 31, 2011, the quarter i mmediately prior to Treasury’s fi rst SBLF investment. 10

12) Distribution of Small Business Lending Increases by Regional Geography In each region of the country, SBLF participants reported aggregate increases in small business lending. Institutions in the Midwest reported the largest aggregate increase ($3.6 billion) with one of the larger shares of SBLF funds outstanding ($815 million). The following graph shows increases in small business lending over baseline levels and SBLF funds outstanding across six geographic regions. 13 Increase in Small Business Lending by Regional Geography (Reported as of June 30, 2015) $4.0 $3.6 $3.6 $3.5 $ in Billions $3.0 $2.6 $2.5 $2.2 $2.1 $2.0 $1.5 $1.0 $0.8 $0.5 $0.5 $0.7 $0.4 $0.4 $0.2 $0.1 $0.0 Midwest (n=78) Southwest (n=38) SBLF Funds Outstanding Southeast (n=51) Mid-Atlantic (n=44) West (n=30) Northeast (n=18) Axis Change in Small Business Lending over Baseline Title 13 In thi s report, the Mi dwest region includes: IA, IL, IN, KS, KY, MI, MN, MO, ND, NE, OH, SD, a nd WI. The Southwest region includes: AZ, CO, LA, NM, OK, TX, a nd UT. The Southeast region includes: AL, AR, FL, GA, MS, NC, TN, SC, VA, a nd WV. T he Mi d-Atlantic region i ncludes: DC, DE, MD, NJ, NY, a nd PA. The West region includes: CA, ID, MT, NV, OR, WA, a nd WY. The Northeast region i ncludes: CT, MA, ME, NH, RI, a nd VT. 11

13) Based on the average loan size reported by participants in the August 2014 Results of the Third Annual Lending Survey, the $14.8 billion aggregate increase in small business lending represents an estimated 73,400 additional loans to small businesses.14 The following graph shows the estimated number of additional loans to small businesses by regional geography. Estimated Number of Additional Loans to Small Businesses by Regional Geography (Reported as of June 30, 2015) West (n=29) Mid-Atlantic (n=44) 5,900 Southwest (n=38) 7,600 17,400 19,400 20,800 Midwest (n=78) 2,300 Northeast (n=18) Southeast (n=51) 14 The number of additional small business l oans is calculated by dividing each participant’s change i n small business lending a s of September 30, 2014 by the a verage l oan size the participant reported on i ts SBLF lending s urvey for the year ended June 30, 2013 a nd aggregating the res ulting loan counts. The resulting aggregate is rounded to the nearest hundred loans. 12

14) COMPARISON OF LENDING BY SBLF BANKS AND NON-SBLF BANK GROUPS This section compares changes in business lending and other lending by SBLF banks relative to (i) a representative “peer group” of 374 community banks that were selected to match the specific size, geography, and financial condition of SBLF banks and (ii) a broader “comparison group” of all 5,581 similarly-sized community banks that are headquartered in the same states as SBLF banks and engaged in business lending. Please see Appendix A for additional information regarding the composition of the peer group and comparison group.15 SBLF banks have increased business lending by substantially greater amounts than both the peer and comparison groups across median measures of size, geography, and loan type. SBLF banks also report a median increase in other (non-business related) types of lending, while both the peer group and comparison group show a smaller median increase in such lending. Overall Changes in Business Lending and Other Lending Comparing the level of loans outstanding as of June 30, 2015 to their baseline levels, SBLF banks increased business lending by a median of 84.7 percent, versus a 24 percent median increase for the peer group and a 21.4 percent median increase for the comparison group. In addition to increasing business lending, SBLF banks increased other types of lending by a median of 63.5 percent over baseline levels, versus a median increase of 16.4 percent among the peer group and 8.0 percent among the comparison group. The following graph shows changes in business lending and other lending by SBLF banks, the peer group, and the comparison group. Changes in Business Lending and Other Lending Median Change in Lending by Loan Category over Baseline Levels (%) (Reported as of June 30, 2015) 90% 84.7% 80% 70% 63.5% 60% 50% 40% 24.0% 30% 21.4% 16.4% 20% 8.0% 10% 0% -10% Business Lending SBLF Banks Peer Group Other Lending Comparison Group 15 Trea sury a lso used a s tatistical methodology ca lled propensity s core a nalysis to i dentify a peer group. This a nalysis of participant lending growth wa s performed for the quarter ending September 30, 2013. Cons istent with the previ ously reported findings from the peer and compa rison group analysis in the quarterly SBLF Lending Growth Reports, the results of this additional a nalysis s uggested that the SBLF program s upported i ncreased business lending a mong program participants. The results of that analysis ca n be found at http://www.treasury.gov/resource-center/sb-programs/Pages/sblf_transactions.aspx 13

15) Distribution of Changes in Business Lending A substantially greater percentage of SBLF banks than banks in the peer and comparison groups report significant increases in business lending. In total, 94 percent of banks participating in SBLF have increased their business lending by 10 percent or more versus 64 percent for the peer group and 60 percent for the comparison group. 28 percent of the peer group and 32 percent of the comparison group have reduced business lending versus 2 percent of SBLF bank participants. Distribution of Changes in Business Lending (Reported as of June 30, 2015) Population of Banks (%) 90% 78% 80% 70% 60% 50% 39% 36% 40% 30% 20% 20% 10% 23% 8% 1% 8% 2% 8% 9% 4% 9% 5% 8% 12% 16% 16% 0% 10.0% or Greater Decrease 0.1% to 9.9% Decrease 0.0% to 9.9% 10.0% to 19.9% 20.0% to 39.9% 40.0% or Increase Increase Increase Greater Increase Change in Business Lending over Baseline Levels (%) SBLF Banks Peer Group Comparison Group SBLF banks increased business lending to a greater extent than both the peer and comparison groups as measured by the proportion of institutions reporting increases, as well as the percentage increases reported. SBLF banks increased business lending by a mean of 130 percent with a standard deviation of 125 percentage points.16 The peer group of non-SBLF banks increased business lending by a mean of 49 percent with a standard deviation of 80 percentage points while the comparison group increased business lending by a mean of 37 percent with a standard deviation of 68 percentage points. 16 The ca lculations of the mean a nd s tandard deviation for each group apply a 90 percent winsorization (i.e., a ll data below the fifth percentile is s et to the value of the fi fth percentile and all data a bove the 95th percentile is s et to the value of the 95th percentile). Winsorization is a s ta tistical tra nsformation used to limit the effect of extreme va lues in a sample. The s tandard deviation is a measure of the va riation of data poi nts from their mean. In these results, the large standard deviations i ndicate that the percentag e increases in business lending by SBLF banks a nd the peer a nd comparison groups are distributed over a large ra nge of va lues and not concentrated a round the mean. 14

16) Changes in Business Lending by Regional Geography In each region of the country, SBLF banks reported median increases in business lending while both the peer group and the comparison group reported smaller median increases. The following graph compares median changes in business lending by SBLF banks and the peer and comparison groups across six regions. Changes in Business Lending by Regional Geography Median Change in Business Lending over Baseline Levels (%) (Reported as of June 30, 2015) 140% 130% 115% 120% 100% 80% 99% 94% 87% 85% 68% 60% 40% 27% 23% 33% 38% 32% 18% 20% 28% 20% 22% 22% 23% 24% 21% 8% 0% Midwest Southwest SBLF Banks Southeast Mid-Atlantic Peer Group 15 West Northeast Comparison Group Overall

17) Changes in Business Lending by Institution Size Across nearly all ranges of institution size as defined by total assets, SBLF banks reported median increases in business lending. The peer group reported a slight median change in business lending increases across the majority of ranges of institution size, while the comparison group reported smaller median increases. The following graph compares median changes in business lending by SBLF banks and the peer and comparison groups across four categories of institution size. Changes in Business Lending by Institution Size Median Change in Business Lending over Baseline Levels (%) (Reported as of June 30, 2015) 120% 100% 101% 92% 84% 85% 80% 60% 52% 40% 20% 35% 28% 21% 23%22% 21% 23% 26% 24% 21% 0% $7.0 - $249 Million $250 - $499 Million $500 - $999 Million $1.0 - $6.4 Billion Size by Total Assets SBLF Banks Peer Group 16 Comparison Group Overall

18) Changes in Business Lending by Loan Category Across all of the four loan categories that comprise business lending, SBLF banks reported median increases in business lending while both the peer group and comparison group generally reported smaller median increases. The following graph compares median changes in business lending by SBLF banks and the peer and comparison bank groups across the four loan categories. Changes in Business Lending by Loan Category Median Change in Loan Category over Baseline Levels (%) (Reported as of June 30, 2015) 100% 90% 90% 80% 83% 78% 83% 85% 70% 60% 50% 40% 30% 20% 34%29% 23% 22% 12% 13% 36% 28% 24%21% 10% 0% -10% Commercial & Industrial Owner Occupied CRE SBLF Banks Agricultural Production Peer Group 17 Farmland Comparison Group Overall

19) Changes in Business Lending by Financial Condition Across all ranges of financial condition as measured by Texas ratio17, SBLF banks reported higher median increases in business lending than both the peer group and the comparison group. The following graph compares median changes in business lending by SBLF banks and the peer and comparison groups across four categories of Texas ratios. Changes in Business Lending by Financial Condition (Reported as of June 30, 2015) Median Change in Business Lending over Baseline Levels (%) 140% 120% 120% 100% 87% 85% 80% 40% 65% 63% 60% 37%35% 29%29% 28% 21% 24% 21% 15% 20% 0% 0% -20% Less than 10% 10.0% - 19.9% 20.0% - 29.9% 30% or Greater Overall Texas Ratio SBLF Banks Peer Group 17 Comparison Group The Texas ra tio is used as a proxy for the financial condition of the i nstitution, a nd i s defined a s the institution’s nonperforming assets plus l oa ns 90 days or more past due a ll divided by the i nstitution’s ta ngible equity pl us loan loss reserves. 18

20) LENDING BY FORMER CAPITAL PURCHASE PROGRAM (CPP) PARTICIPANTS The Act authorized Treasury to allow CPP participants that met certain requirements to refinance CPP investments into SBLF. In total, 137 institutions repaid a CPP investment in connection with an SBLF closing. These banks received $2.7 billion in SBLF funding and used $2.2 billion of this capital to repay outstanding CPP balances. This section of the report includes information on the 99 institutions that repaid a CPP investment in connection with an SBLF closing and continue to participate in the program. Small Business Lending Increases by Former CPP Participants In total, institutions that received CPP funding and refinanced these investments reported a $7.4 billion increase in small business lending over baseline levels, with a median increase of 41 percent. By comparison, these institutions would have needed to increase small business lending by at least $1.9 billion in aggregate to achieve the maximum program incentive (as defined previously). To date, 97 percent of institutions that refinanced CPP investments have increased their small business lending over baseline levels and 92 percent have increased their small business lending by 10 percent or more. Of the 3 institutions (3 percent) that report decreases in small business lending over baseline levels, one has increased lending in the period between the baseline and Treasury’s investment by the amount of $6.9 million. 19

21) Changes in Business Lending by Former CPP Participants Banks that received CPP funding and refinanced these investments through SBLF reported a significant median increase in business lending following receipt of the initial CPP investments. These institutions also reported a median increase from the SBLF baseline period. SBLF banks that refinanced CPP funding reported a median increase in business lending of 80.5 percent since their initial receipt of CPP funding from Treasury. These participants also reported that their business lending has increased by a median of 62.5 percent since the baseline period. The peer group of non-SBLF banks reported a median increase in business lending of 29.0 percent since the reporting date following the CPP closings and the comparison group reported a median increase in business lending of 24.0 percent over the same period. Since the baseline period, the peer group has increased business lending by a median of 27.1 percent and the comparison group has increased business lending by 21.4 percent, as previously noted. Increases in business lending following the CPP investment prior to the baseline period would generally have the effect of increasing the reported baseline, thereby reducing the percentage increase in business lending reported since the baseline period. Changes in Business Lending by Former CPP Participants 18 Median Change in Business Lending since Initial and Baseline Levels (%) (Reported as of June 30, 2015) 90% 80% 70% 60% 50% 40% 30% 20% 10% 0% 80.5% 62.5% 29.0% 27.1% 24.0% 21.4% Change in Business Lending Since Initial Treasury Change in Business Lending Since Baseline Investment CPP Refinance Participants Peer Group Comparison Group Dividend Rates Payable by Institutions that Refinanced CPP Investments Institutions that refinance capital from CPP benefit from the dividend or interest rate incentive provided by SBLF only if they increase their small business lending over baseline levels. As of June 30, 2015, banks that refinanced CPP capital pay an average dividend or interest rate of 1.31 percent on SBLF funding, whereas other bank participants pay an average rate of 1.08 percent.19 18 For the 108 former CPP pa rti cipants, the median increase i n business lending reflected i n th e first column is measured from the first reporting da te a fter each participant received its initial CPP ca pital to June 30, 2015. Beca use the median CPP refi nance participant received this capital duri ng the first quarter of 2009, the median i ncrease in business lending for the peer and comparison groups is measured from Ma rch 31, 2009 to June 30, 2015 for thi s calculation. This ca lculation excludes two SBLF participants that were former CPP pa rti cipants but were subsequentl y a cquired following the receipt of SBLF funding. 19 Thes e figures a re a djusted to a ccount for differences in the rates paid by s ubchapter S corporations a nd mutual institutions. 20

22) APPENDICES A. B. C. D. Report Methodology Changes in Lending Since Initial SBLF Investments Institution-Specific Reporting on Small Business Lending by SBLF Participants Institution-Specific Reporting on Business Lending by SBLF Banks 21

23) APPENDIX A: REPORT METHODOLOGY This report provides information on changes in small business lending, business lending, and other (non-business related) lending by SBLF participants as of June 30, 2015, relative to baseline levels. For each institution analyzed for this report, changes in lending are measured as the dollar value or percentage change, as noted, in lending between June 30, 2015 and the baseline period, unless otherwise specified. The baseline is calculated as the average of the applicable loan amounts that the institution reported for each of the four calendar quarters ended June 30, 2010. Measurement of Small Business Lending SBLF participants, which include banks and community development loan funds (CDLFs), report changes in small business lending by submitting quarterly reports to Treasury. This information is aggregated and presented in summary form in the “Increases in Small Business Lending Over Baseline Levels” section of this report. The Act defines “small business lending” as business loans that are ( i) $10 million or less in amount to businesses with $50 million or less in revenue and (ii) included in one of the following categories: • • • • Commercial and industrial loans Owner-occupied nonfarm, nonresidential real estate loans (“owner-occupied CRE”) Loans to finance agricultural production and other loans to farmers (“agricultural production”) Loans secured by farmland (“farmland”) The SBLF program terms provide for additional adjustments to the calculation of small business lending relating to net charge-offs and portions of loans guaranteed by the U.S. government or for which risk has been assumed by third parties, as well as mergers and acquisitions and purchases of loans. Changes in small business lending are calculated as the difference between the level of loans outstanding as of June 30, 2015 and the baseline amount. Participants report their baseline and changes in small business lending by submitting quarterly supplemental reports to Treasury. The most recent supplemental report includes lending information as of June 30, 2015. Participants are required to revise prior period submissions of small business lending data if inaccuracies are identified. Treasury publishes this updated inf ormation quarterly in its Report on SBLF Participants’ Small Business Lending Growth (previously titled the SBLF Use of Funds Report). This report includes restatements of prior period institution-specific information in the report appendices, which are also available in Microsoft Excel format. These resubmissions may yield minor differences in reporting, with each report including the most recent available data for the then-current period as well as all prior periods. Because the most recent information available for all periods is included in each quarterly report, Treasury does not generally revise prior period reports to reflect these resubmissions. When a SBLF participant exits the program, the associated changes to qualified small business lending are removed from the total qualified small business growth calculation in the quarter of redemption, as well as all future reporting periods. Institution-specific reporting on changes in small business lending by SBLF participants is presented in Appendix C. Measurement of Business Lending and Other Lending This report provides information on changes in “business lending” and “other lending” by SBLF bank participants relative to (i) a representative peer group of 374 community banks that were selected to match the specific size, 22

24) geography, and financial condition of SBLF banks and (ii) a broader comparison group of all 5,581 similarly-sized community banks that are located in one of the 44 states in which SBLF banks are headquartered and that engaged in business lending. The report also analyzes changes in business lending for the subset of SBLF banks that refinanced into the program from Treasury’s Capital Purchase Program (CPP). To obtain information regarding business and other lending by SBLF banks and the two non -SBLF bank groups, Treasury accessed information from SNL Financial, a private financial database that contains publicly-filed regulatory and financial reports. In contrast to small business lending, “business lending” refers to the same four categories of loans referenced in the definition of small business lending without exclusions for loans to businesses that are more than $10 million and loans to businesses with more than $50 million in revenue, and without the additional adjustments used in SBLF’s calculation of small business lending. Because the banks in the non-SBLF bank groups are not program participants and do not report small business lending as defined by the program terms, this analysis uses business lending as proxy for small business lending activities. Most business lending reported by SBLF banks qualifies as small business lending. For example, as of June 30, 2015, small business lending totaled 95.0 percent of business lending by dollar value for the median SBLF bank. Changes in business and other lending are calculated as the difference between the level of loans outstanding as of June 30, 2015 and the baseline amount. The baseline is calculated as the average of the business loans outstanding that the institution reported for each of the four calendar quarters ended June 30, 2010. Changes in other lending are calculated based on the institution’s total loans and leases, including loans held for sale, less the amount of business loans outstanding. For former CPP participants, this report includes a calculation of the median increase in business lending since they received their initial CPP investment in the “Lending by Former Capital Purchase Program (CPP) Participants” section. For this section, bank-specific changes in lending for this calculation are measured from the first quarterly reporting date after the bank received its initial CPP investment to June 30, 2015. This section also includes a calculation of the median increase in business lending by the non-SBLF bank groups from March 31, 2009 (the first reporting date after the median CPP participant received its initial CPP investment) to June 30, 2015. As noted, the definition of “banks” in this report encompasses both banks and thrifts. Prior to March 31, 2012, many thrifts reported lending on Thrift Financial Reports (TFRs), rather than the Call Reports used by banks. Call Reports segment nonfarm, nonresidential real estate loans into separate owner-occupied and non-owner occupied categories, and only those loans classified as owner-occupied are eligible for inclusion in business lending. This distinction, however, is not readily accessible in TFR filings. To adjust for this difference, the analysis in this report calculates owner-occupied nonfarm, nonresidential real estate as a percentage of total nonfarm, nonresidential real estate as of March 31, 2012 for each thrift institution. The resulting percentage is applied to nonfarm, nonresidential real estate loan balances from TFRs filed prior to March 31, 2012, including those used in the calculation of baseline values. As of the quarter ended March 31, 2012, all banks, thrifts, and bank and thrift holding companies file Call Reports. This comparative information will be updated periodically. Institution-specific reporting on changes in business lending by SBLF banks is presented in Appendix D. 23

25) Calculation of Median Changes in Lending In comparing SBLF banks to the non-SBLF bank groups, this report generally describes the median percentage change in lending. The median measure is used for these comparisons because it more closely describes the lending activities of the typical institution in each group than would a calculation of the arithmetic mean (which is subject to skew by outlying measures) or the weighted average (which is subject to concentration effects, given the distribution of institution asset sizes within the SBLF portfolio). Institutions that report a baseline value of zero for the relevant measure are excluded from the median calculation. Selection of Non-SBLF Bank Comparison Group and Peer Group In describing changes in business lending, this report compares the group of 213 banks that continue to participate in the SBLF program to a broad comparison group of non-SBLF banks and a representative peer group selected from the broader comparison group: • Comparison Group. The comparison group is comprised of the 5,581 non-SBLF insured depository institutions that (i) were established prior to March 31, 2009, (ii) had total assets between $7.0 million and $6.4 billion (the range of total assets for SBLF banks) as of March 31, 2011, which is the end of the first quarter prior to SBLF banks receiving funding, (iii) are located in one of the 44 states in which SBLF banks are headquartered, and (iv) reported a positive amount of business lending in the baseline period. Each quarter, institutions are removed from the initial comparison group if they are merged into another institution or closed. As of June 30, 2015, a total of 836 institutions have been removed from the initial 6,417 institution comparison group for these reasons. While the comparison group includes banks that share the aforementioned characteristics with SBLF banks, the selection criteria for the group does not imply that it has the same distribution with respect to size, geography, or financial condition as the portfolio of SBLF banks. • Peer Group. The peer group is comprised of 374 non-SBLF insured depository institutions that share certain size, geographic, and financial characteristics with the group of SBLF bank participants. For each SBLF participant bank, two peer banks were selected from the comparison group. The institutions selected were generally the two banks with the closest Texas ratios that were located within the same state and asset size category as the SBLF participant as of March 31, 2011 (the quarter immediately prior to Treasury’s first SBLF investment). The five categories of asset size in this analysis are (i) $7 to $99 million, (ii) $100 to $249 million, (iii) $250 to $499 million, (iv) $500 to $999 million, and (v) $1.0 to $6.4 billion. The Texas ratio is used as a proxy for the financial condition of the institution, and is defined as the institution’s nonperforming assets plus loans 90 days or more past due all divided by the institution’s tangible equity plus loan loss reserves. For example, an SBLF bank based in Ohio with $750 million in assets and a Texas ratio of 20 percent would be matched with the two, Ohio-based banks in the $500 to $999 million asset size category that have Texas ratios closest to 20 percent. In those instances in which SBLF banks have an overlapping peer bank, the same peer is not used in the peer group more than once. Instead, the peer is assigned to the SBLF bank with the closest Texas ratio and the other SBLF bank is assigned to its next closest peer. Peer institutions were selected as of March 31, 2011. This analysis removes institutions from the peer group if (i) the corresponding SBLF bank fully redeems its SBLF securities and exits the program or (ii) in the case of the 24

26) acquisition of the peer, its merger into another institution, or closure. As of June 30, 2015, a total of 101 institutions have been removed from the peer group as a result of SBLF participants exiting the program and 51 have been removed as a result of mergers or acquisitions of the peer institutions. The following table is a summary of the size, Texas ratio, and geographic distribution of SBLF bank participants, the peer group, and the comparison group. Summary of the Characteristics of SBLF Banks, the Peer Group, and the Comparison Group SBLF Banks Number of institutions Peer Group Comparison Group 213 374 5,581 Increase in business lending (median) 84.7% 24.0% 21.4% Increase in other lending (median) 63.5% 16.4% 8.0% Median $291,296 $268,124 $145,531 Mean $542,054 $431,175 $311,348 Median 15.3% 15.7% 16.5% Mean 17.8% 18.7% 28.5% Midwest 67.9% 27.8% 23.4% Northeast 86.5% 23.7% 26.2% South 101.3% 21.8% 16.5% West 103.2% 19.2% 22.2% Assets ($000s) Texas Ratio Region (% of institutions) 25

27) APPENDIX B: CHANGES IN LENDING SINCE INITIAL SBLF INVESTMENTS The table on this page includes the aggregate increases in qualified small business lending by participants since the initial SBLF investments.20 Additionally, it shows quarter-over-quarter changes in the number of participants reporting lending in the five ranges of small business loan growth that correspond to various dividend or interest rates payable on SBLF securities. Please see Appendix D for institution-specific reporting of small business lending by SBLF participants. Participant Changes in Qualified Small Business Lending Since Initial SBLF Investments (Q3 2011) Q4 2011 Q1 2012 Q2 2012 Q3 2012 Q4 2012 Q1 2013 Q2 2013 Q3 2013 Q4 2013 Q1 2014 Q2 2014 Q3 2014 Q4 2014 Q1 2015 Q2 2015 Cumulative Increase in Small Business Lending ($ in Billions) $1.3 $1.7 $3.1 $3.9 $5.2 $5.4 $6.8 $7.4 $8.7 $8.6 $9.8 $10.6 $11.6 $11.9 $11.8 Under 2.5% or Reduced 156 137 93 84 65 70 47 40 31 34 26 20 17 15 13 2.5 to 4.9% Increase 46 37 39 20 17 17 6 10 9 8 13 5 6 3 5 5.0 to 7.4% Increase 45 31 26 22 17 18 18 9 8 9 3 9 6 6 7 7.5 to 9.9% Increase 27 27 26 31 20 12 16 15 12 9 8 7 4 8 6 10.0% or Greater Increase 58 100 147 169 201 200 228 233 238 235 240 239 241 235 228 Change in Small Business Lending (# of Participants) 20 In thi s analysis, the point of SBLF investment is defined as Q3 2011 a nd is measured as the change in l ending between September 30, 2011 a nd September 30, 2014. The fi rst four of Treasury’s i nvestments in SBLF participants were made i n the quarter ended June 30, 2011, wi th all s ubsequent investments made in the quarter ended September 30, 2011. 26

28) The table on this page includes results for the SBLF banks, peer group, and comparison group for business lending since the initial SBLF investments. The information reported herein is based on Call Report data from December 2013 and the methodology described in Appendix A. 27

29) Measurement of Lending by SBLF Banks, Peer Group, and Comparison Group Since Initial SBLF Investments (Q3 2011) SBLF Banks Peer Group Comparison Group Number of institutions 213 372 5,573 Changes in Business and Other Lending Increase in Business Lending (median) Increase in Other Lending (median) Increase in Business Lending (mean) Increase in Business Lending (standard dev.) Institutions that Increased Business Lending by 10% or more Institutions that Reduced Business Lending Distribution of Changes in Business Lending 10.0% or Greater Decrease 0.1% to 9.9% Decrease 0.0% to 9.9% Increase 10.0% to 19.9% Increase 20.0% to 39.9% Increase 40.0% or Greater Increase Changes in Business Lending by Regional Geography Midwest Southwest Southeast Mid-Atlantic West Northeast Changes in Business Lending by Institution Size $7.0 to $249 Million $250 to $499 Million $500 to $999 Million $1.0 to $6.4 Billion Changes in Business Lending by Loan Category Commercial & Industrial Owner-Occupied CRE Agricultural Production Farmland Changes in Business Lending by Texas Ratio Less than 10% 10.0% to 19.9% 20.0% to 29.9% 30.0% or Greater Changes in Business Lending by Former CPP Participants Increase in Business Lending since SBLF Investment % 54.7 49.6 71.2 59.0 91.1 4.2 % 18.5 16.7 32.3 54.0 60.5 29.0 % 18.6 11.4 27.3 47.9 59.8 29.4 1.9 2.3 4.7 9.4 18.3 63.4 17.5 11.6 10.5 12.6 17.5 30.4 19.7 9.7 10.7 11.3 19.7 28.8 51.5 79.7 50.0 51.6 48.5 58.3 19.2 22.3 13.4 20.5 32.2 11.5 19.7 26.7 7.7 16.1 24.3 19.8 55.1 56.6 41.0 63.8 17.7 16.5 18.9 30.7 18.8 17.0 19.3 24.0 53.8 51.6 55.1 55.5 21.9 14.0 26.4 27.3 16.2 8.3 26.4 26.3 57.8 59.1 49.8 52.7 20.5 20.5 18.6 14.4 24.1 23.0 18.8 6.8 50.9 18.5 18.6 28

30) APPENDIX C: INSTITUTION-SPECIFIC REPORTING ON SMALL BUSINESS LENDING BY SBLF PARTICIPANTS 29

31) Institutions Participating in SBLF Report on Information from 6/30/2015 Quarterly Supplemental Reports transmitted with October 2015 Report Institution  Name City  State  Bank or CDLF? SBLF Funding  Outstanding Baseline Level Qualified Small Business Lending as of 6/30/2015 Increase (Decrease)  % Change over  Current Level over Baseline Baseline Current Rate Southern States Bancshares, Inc. Anniston AL Bank                           7,492,000                         53,588,000                       100,309,000                         46,721,000 87.19% 1.00% BancIndependent, Incorporated Sheffield AL Bank                         30,000,000                       241,790,000                       338,399,000                         96,609,000 39.96% 1.00% First Partners Bank (SouthCity Bank) Vestavia Hills AL Bank                           5,200,000                         39,071,000                         56,887,000                         17,816,000 45.60% 1.00% Rock Bancshares, Inc. Little Rock AR Bank                           6,742,000                         56,208,000                       105,213,000                         49,005,000 87.19% 1.50% Simmons First National Corporation (Community First Bancshares, Inc.) Little Rock AR Bank                         30,852,000                   1,546,842,000                   1,692,741,000                       145,899,000 9.43% 1.00% Western Alliance Bancorporation Phoenix AZ Bank                         70,500,000                   2,474,640,000                   2,646,870,000                       172,230,000 6.96% 1.00% First Northern Community Bancorp Dixon CA Bank                         12,847,000                       225,762,000                       295,841,000                         70,079,000 31.04% 1.00% 1.00% Community Valley Bank El Centro CA Bank                           1,800,000                         36,532,000 267.73% CU Bancorp  (1st Enterprise Bank) Encino CA Bank                         16,400,000                       340,835,000                       725,443,000                       384,608,000                         13,645,000 112.84% 1.00% Redwood Capital Bancorp Eureka CA Bank                           7,310,000 40.71% 1.00% Banc of California, Inc. (First PacTrust Bancorp, Inc.) Irvine CA Bank                         42,000,000                       568,663,000                       775,231,000                       206,568,000 36.33% 1.00% Silvergate Capital Corporation La Jolla CA Bank                           7,427,000                           9,115,000                           9,655,000 105.92% 2.14% California Bank of Commerce Lafayette CA Bank                         11,000,000                         73,565,000                       243,230,000                       169,665,000 230.63% 1.00% ProAmérica Bank (Promérica Bank) Los Angeles CA Bank                           3,750,000                         43,274,000                         67,435,000                         24,161,000 55.83% 1.00% GBC Holdings, Inc. Los Angeles CA Bank                           5,000,000                         81,993,000                         97,077,000                         15,084,000 18.40% 1.00% Partners Bank of California Mission Viejo CA Bank                           2,463,000                         54,729,000                         53,494,000                          (1,235,000) ‐2.26% 3.00% Bank of Commerce Holdings Redding CA Bank                         20,000,000                       200,059,000                       266,463,000                         66,404,000 33.19% 1.00% Security California Bancorp Riverside CA Bank                           7,200,000                       164,981,000                       268,619,000                       103,638,000 62.82% 1.00% Seacoast Commerce Banc Holdings (Seacoast Commerce Bank) San Diego CA Bank                           4,000,000                         45,347,000                       102,570,000                         57,223,000 126.19% 1.00% Capital Bank San Juan Capistrano CA Bank                           3,132,000                         16,458,000                         95,843,000                         79,385,000 482.35% 1.00% Founders Bancorp San Luis Obispo CA Bank                           4,178,000                         35,399,000                         42,290,000                           6,891,000 19.47% 1.00%                         46,088,000                         50,177,000                         64,849,000                         18,770,000                         18,761,000 The Bank of Santa Barbara Santa Barbara CA Bank                           1,882,380                         22,776,000                         52,628,000                         29,852,000 131.07% 1.00% Summit State Bank Santa Rosa CA Bank                         13,750,000                         82,734,000                       123,199,000                         40,465,000 48.91% 1.00% Columbine Capital Corp. Buena Vista CO Bank                           6,050,000                         44,150,000                         89,252,000                         45,102,000 102.16% 1.00% Stockmens Bank (The State Bank of Bartley) Colorado Springs CO Bank                           2,380,000                         29,743,000                         48,651,000                         18,908,000 63.57% 1.50% CIC Bancshares, Inc. Denver CO Bank                           1,772,000                         87,266,000                       149,616,000                         62,350,000 71.45% 1.00% Verus Acquisition Group, Inc. Fort Collins CO Bank                           9,740,000                         66,000,000                         65,000,000                          (1,000,000) ‐1.52% 1.00% Morgan Capital Corporation Fort Morgan CO Bank                           3,250,000                         27,381,000                         40,448,000                         13,067,000 47.72% 1.91% Salisbury Bancorp, Inc. Lakeville CT Bank                         16,000,000                       208,120,000                       256,375,000                         48,255,000 23.19% 1.00% Bankwell Financial Group, Inc. (BNC Financial Group, Inc.) New Canaan CT Bank                         10,980,000                         78,178,000                       276,833,000                       198,655,000 254.11% 1.00% SBT Bancorp, Inc. Simsbury CT Bank                           9,000,000                         34,899,000                         62,822,000                         27,923,000 80.01% 1.00% Community Bank Delaware Lewes DE Bank                           4,500,000                         32,823,000                         42,642,000                           9,819,000 29.91% 1.80% Platinum Bank Holding Co. (Platinum Bank) Brandon FL Bank                         13,800,000                       166,747,000                       215,668,000                         48,921,000 29.34% 1.50% Marquis Bank Coral Gables FL Bank                           3,500,000                         11,273,000                         58,384,000                         47,111,000 417.91% 1.00% FineMark Holdings, Inc. Fort Myers FL Bank                           5,665,000                         25,709,000                         99,383,000                         73,674,000 286.57% 1.00% Sunshine Bancorp, Inc. (Community Southern Bank) Lakeland FL Bank                           5,700,000                         71,091,000                       113,993,000                         42,902,000 60.35% 1.00% Bank of Central Florida Lakeland FL Bank                           7,000,000                         65,574,000                       126,013,000                         60,439,000 92.17% 1.00% Ovation Holdings, Inc. Naples FL Bank                           5,000,000                         30,742,000                         51,024,000                         20,282,000 65.97% 1.00% 1.00% Jefferson Bankshares, Inc. (Jefferson Bank of Florida) Oldsmar FL Bank                           3,367,000                         14,704,000                         49,410,000                         34,706,000 236.03% HomeBancorp, Inc. Tampa FL Bank                           7,398,000                         12,298,000                         29,515,000                         17,217,000 140.00% 1.00% Florida Business BancGroup, Inc. Tampa FL Bank                         15,360,000                       101,505,000                       164,898,000                         63,393,000 62.45% 1.00% Resurgens Bancorp Atlanta GA Bank                           2,967,000                         18,065,000                         27,432,000                           9,367,000 51.85% 1.50% United Community Banks, Inc. (Moneytree Corporation) Blairsville GA Bank                           9,992,000                         69,543,000                         72,514,000                           2,971,000 4.27% 1.00% The Peoples Bank of Talbotton Talbotton GA Bank                               890,000                           5,943,000                         11,512,000                           5,569,000 93.71% 1.00%

32) Institutions Participating in SBLF Report on Information from 6/30/2015 Quarterly Supplemental Reports transmitted with October 2015 Report Institution  Name City  State  Bank or CDLF? SBLF Funding  Outstanding Baseline Level Qualified Small Business Lending as of 6/30/2015 Increase (Decrease)  % Change over  Current Level over Baseline Baseline Current Rate Lowndes Bancshares, Inc. Valdosta GA Bank                           6,000,000                         41,214,000                         54,056,000                         12,842,000 31.16% 1.00% Heartland Financial USA, Inc. Dubuque IA Bank                         81,698,000                   1,525,741,000                   1,761,081,000                       235,340,000 15.42% 1.00% Liberty Financial Services, Inc. Sioux City IA Bank                           7,000,000                         67,844,000                       126,204,000                         58,360,000 86.02% 1.00% Commercial Financial Corp Storm Lake IA Bank                         18,000,000                       251,677,000                           5,559,000                     (246,118,000) ‐97.79% 1.00% D.L. EVANS BANCORP Burley ID Bank                         14,891,000                       380,372,000                       418,693,000                         38,321,000 10.07% 3.00% Southern Illinois Bancorp, Inc. Carmi IL Bank                           6,750,000                         50,135,000 53.64% 1.00% First Busey Corporation Champaign IL Bank                         72,664,000                       572,525,000                       729,989,000                       157,464,000 27.50% 1.00% United Community Bancorp, Inc. Chatham IL Bank                         22,262,000                       330,565,000                       427,158,000                         96,593,000 29.22% 1.50% Illinois State Bancorp, Inc. Chicago IL Bank                         10,026,000                         84,347,000                         24,159,000 40.14% 1.00% Signature Bancorporation, Inc. Chicago IL Bank                         12,500,000                       123,830,000                       212,321,000                         88,491,000 71.46% 1.00% Prime Banc Corp. Dieterich IL Bank                         10,000,000                         98,284,000                       198,132,000                         99,848,000 101.59% 1.00% First Eldorado Bancshares, Inc. Eldorado IL Bank                           3,000,000                         41,312,000                       117,626,000                         76,314,000 184.73% 1.50% First Community Financial Corporation Elgin IL Bank                           6,100,000                         32,801,000                         35,541,000                           2,740,000 8.35% 1.00%                         57,311,000                         90,245,000                         93,472,000                       143,607,000                         60,188,000 Merchants and Manufacturers Bank Corporation Joliet IL Bank                           6,800,000                         32,934,000 57.47% 1.00% Tri‐County Financial Group, Inc. Mendota IL Bank                         20,000,000                       161,867,000                       278,631,000                       116,764,000 72.14% 1.00% Bancorp Financial, Inc. Oak Brook IL Bank                         14,643,000                         47,486,000                         32,574,000 218.44% 2.69% People First Bancshares, Inc. Pana IL Bank                           9,198,000                       129,986,000                       177,278,000                         47,292,000 36.38% 1.50% First Bankers Trustshares, Inc. Quincy IL Bank                         10,000,000                       153,258,000                       192,951,000                         39,693,000 25.90% 1.00% Community Illinois Corporation Rock Falls IL Bank                           4,500,000                         78,909,000                         97,202,000                         18,293,000 23.18% 1.00% Town and Country Financial Corporation Springfield IL Bank                           5,000,000                         91,149,000                       142,391,000                         51,242,000 56.22% 1.00% First Savings Financial Group, Inc. Clarksville IN Bank                         17,120,000                         58,334,000                         94,926,000                         36,592,000 62.73% 1.00% Horizon Bancorp Michigan City IN Bank                         12,500,000                       224,567,000                       297,461,000                         72,894,000 32.46% 1.00% AMB Financial Corp. Munster IN Bank                           3,858,000                         25,349,000                           4,053,000 19.03% 1.00% Your Community Bankshares Inc. (Community Bank Shares of Indiana, InNew Albany IN Bank                         28,000,000                       260,928,000                       312,653,000                         51,725,000 19.82% 1.57% Bern Bancshares, Inc. Bern KS Bank                           1,500,000                         23,043,000                         32,996,000                           9,953,000 43.19% 1.00% Brotherhood Bancshares, Inc. Kansas City KS Bank                           4,000,000                         55,235,000                         28,271,000                        (26,964,000) ‐48.82% 7.00% UBT Bancshares, Inc. Marysville KS Bank                         16,500,000                       159,008,000                       271,958,000                       112,950,000 71.03% 1.00% Osborne Investments, Inc. Osborne KS Bank                           1,000,000                         14,565,000                         29,887,000                         15,322,000 105.20% 1.50% Freedom Bancshares, Inc. Overland Park KS Bank                           4,000,000                         31,191,000                         38,796,000                           7,605,000 24.38% 1.00% Equity Bancshares, Inc. Wichita KS Bank                         16,372,000                       274,732,000                       361,408,000                         86,676,000 31.55% 1.00% Magnolia Bancshares Inc. Hodgenville KY Bank                           2,000,000                         30,631,000                         52,983,000                         22,352,000 72.97% 1.50%                         78,649,000                         78,795,000                               146,000                         14,912,000                         21,296,000 FCB Bancorp, Inc. Louisville KY Bank                           9,759,000 0.19% 1.00% First Guaranty Bancshares, Inc. Hammond LA Bank                         39,435,000                       186,883,000                       228,143,000                         41,260,000 22.08% 1.00% MidSouth Bancorp, Inc. LaFayette LA Bank                         32,000,000                       401,918,000                       575,624,000                       173,706,000 43.22% 1.00% Progressive Bancorp, Inc. Monroe LA Bank                         12,000,000                       104,272,000                       166,124,000                         61,852,000 59.32% 1.00% First NBC Bank Holding Company New Orleans LA Bank                         37,935,000                       370,388,000                       599,739,000                       229,351,000 61.92% 1.00% Community Trust Financial Corporation Ruston LA Bank                         48,260,000                       387,778,000                       763,255,000                       375,477,000 96.83% 1.00% Provident Bancorp, Inc. Amesbury MA Bank                         17,145,000 182,400,000                         84,302,000                                               98,098,000 116.36% 1.00% Leader Bancorp, Inc. Arlington MA Bank                         12,852,000                         30,398,000                         81,008,000                         50,610,000 166.49% 1.00% Island Bancorp, Inc. Edgartown MA Bank                           2,000,000                         23,581,000                         36,317,000                         12,736,000 54.01% 1.00% New England Bancorp, Inc. Hyannis MA Bank                           4,000,000                         46,716,000                         76,342,000                         29,626,000 63.42% 1.00% StonehamBank, A Co‐operative Bank Stoneham MA Bank                           6,906,500                         46,880,000                       117,763,000                         70,883,000 151.20% 1.50% Monument Bank (MD) Bethesda MD Bank                           5,675,000                         37,823,000                         35,275,000 93.26% 1.00% Eagle Bancorp, Inc. Bethesda MD Bank                         71,900,000                       588,762,000                       914,846,000                       326,084,000 55.38% 1.00%                         73,098,000

33) Institutions Participating in SBLF Report on Information from 6/30/2015 Quarterly Supplemental Reports transmitted with October 2015 Report Institution  Name City  State  Bank or CDLF? SBLF Funding  Outstanding Baseline Level Qualified Small Business Lending as of 6/30/2015 Increase (Decrease)  % Change over  Current Level over Baseline Baseline Current Rate Howard Bancorp, Inc. Ellicott City MD Bank                         12,562,000                       174,762,000                       249,936,000                         75,174,000 43.02% 1.00% Birmingham Bloomfield Bancshares, Inc. Birmingham MI Bank                           4,621,000                         31,434,000 93.02% 1.00% Level One Bancorp, Inc. Farmington Hills MI Bank                         11,301,000                       131,388,000                       319,374,000                       187,986,000 143.08% 1.00% Huron Valley Bancorp, Inc. (Huron Valley State Bank) Milford MI Bank                           2,597,000                         21,470,000                         49,635,000                         28,165,000 131.18% 1.00% Valley Financial Group, Ltd. Saginaw MI Bank                           1,000,000                         73,968,000                       104,528,000                         30,560,000 41.32% 1.00% Crestmark Bancorp, Inc. Troy MI Bank                           8,250,000                       198,199,000                       449,284,000                       251,085,000 126.68% 1.00% MidWest Bancorporation, Inc. Eden Prairie MN Bank                           1,500,000                         71,952,000                       118,040,000                         46,088,000 64.05% 1.50% Financial Services of Winger, Inc. Fosston MN Bank                           3,051,000                         60,984,000                       106,739,000                         45,755,000 75.03% 1.50% Kerkhoven Bancshares, Inc Kerkhoven MN Bank                           1,500,000                         24,950,000                         42,047,000                         17,097,000 68.53% 1.50% Platinum Bancorp, Inc. Oakdale MN Bank                           4,453,000                         44,920,000                         58,379,000                         13,459,000 29.96% 1.50% Redwood Financial, Inc. Redwood Falls MN Bank                           6,425,000                         53,010,000                         92,130,000                         39,120,000 73.80% 1.00% McLeod Bancshares, Inc. Shorewood MN Bank                           4,000,000                         64,344,000                         53,175,000                        (11,169,000) ‐17.36% 7.00% Heritage Bancshares Group, Inc. Willmar MN Bank                         11,000,000                       149,302,000                       211,371,000                         62,069,000 41.57% 1.50% Fortune Financial Corporation Arnold MO Bank                           3,255,000                         54,252,000                           7,334,000 15.63% 7.00% Security State Bancshares, Inc. Charleston MO Bank                         22,000,000                       178,876,000                       270,759,000                         91,883,000 51.37% 1.50% Triad Bancorp, Inc. Frontenac MO Bank                           5,000,000                         71,465,000                         40,712,000 132.38% 1.00% Liberty Bancorp, Inc. Liberty MO Bank                         16,169,000                       114,583,000                       135,448,000                         20,865,000 18.21% 1.00% Southern Missouri Bancorp, Inc. Poplar Bluff MO Bank                         20,000,000                       248,276,000                       304,668,000                         56,392,000 22.71% 1.00% Great Southern Bancorp, Inc. Springfield MO Bank                         57,943,000                       249,729,000                       383,526,000                       133,797,000 53.58% 1.00% Cardinal Bancorp II, Inc. Washington MO Bank                           6,251,000                         62,590,000                         74,165,000                         11,575,000 18.49% 1.50% Bancorp of Montana Holding Company Missoula MT Bank                           1,460,000                           3,332,000                         13,856,000                         10,524,000 315.85% 1.50% Premara Financial, Inc. Charlotte NC Bank                           6,238,000                         58,881,000                         64,234,000                           5,353,000 9.09% 1.00% Select Bancorp, Inc. Dunn NC Bank                           7,645,000                       150,180,000                       200,151,000                         49,971,000 33.27% 1.00% Union Bank & Trust Company Oxford NC Bank                           6,200,000                         38,779,000                         64,628,000                         25,849,000 66.66% 1.00% Providence Bank Rocky Mount NC Bank                           4,250,000                         32,074,000                         40,008,000                           7,934,000 24.74% 1.00% First Bancorp Troy NC Bank                         31,500,000                       496,528,000                       641,365,000                       144,837,000 29.17% 1.00% Live Oak Bancshares, Inc. Wilmington NC Bank                           6,800,000                         53,679,000                       344,071,000                       290,392,000 540.98% 1.50% Western State Agency, Inc. Devils Lake ND Bank                         12,000,000                       154,511,000                       359,192,000                       204,681,000 132.47% 1.00% Alerus Financial Corporation Grand Forks ND Bank                         20,000,000                       299,876,000                       495,513,000                       195,637,000 65.24% 1.00% Banner County Ban Corporation Harrisburg NE Bank                           2,427,000                         80,856,000                         30,538,000 60.69% 1.50% First State Holding Co. (Wilber Co.) Lincoln NE Bank                         12,000,000                       149,493,000                       209,484,000                         59,991,000 40.13% 1.50% Adbanc Inc. Ogallala NE Bank                         15,000,000                       250,743,000                       361,542,000                       110,799,000 44.19% 1.00% Northway Financial, Inc. Berlin NH Bank                         23,593,000                       113,897,000                       122,595,000                           8,698,000 7.64% 1.00% First Colebrook Bancorp, Inc. Colebrook NH Bank                           8,623,000                         85,451,000                         23,475,000 37.88% 1.00% Lake Sunapee Bank Group (New Hampshire Thrift Bancshares, Inc.) Newport NH Bank                           8,000,000                       177,414,000                       248,249,000                         70,835,000 39.93% 1.00% Guaranty Bancorp, Inc. Woodsville NH Bank                           7,000,000                         99,201,000                         23,880,000 31.70% 1.00% ConnectOne Bancorp Inc. (Center Bancorp, Inc.) Englewood Cliffs NJ Bank                         11,250,000                       557,777,000                       645,467,000                         87,690,000 15.72% 1.00% Harmony Bank Jackson NJ Bank                           3,500,000                         15,897,000                         58,744,000                         42,847,000 269.53% 1.00% Regal Bank Livingston NJ Bank                           7,000,000                         25,872,000                         38,709,000                         12,837,000 49.62% 1.00% Freedom Bank Maywood NJ Bank                           4,000,000                         32,445,000                         61,991,000                         29,546,000 91.06% 1.00% Stewardship Financial Corporation Midland Park NJ Bank 237,946,000                         15,000,000                       207,925,000                                               30,021,000 14.44% 4.56% Hopewell Valley Community Bank Pennington NJ Bank                         11,000,000                         92,334,000                       141,955,000                         49,621,000 53.74% 1.00% Two River Bancorp (Community Partners Bancorp) Tinton Falls NJ Bank                           6,000,000                       173,978,000                       242,041,000                         68,063,000 39.12% 1.00% Highlands Bancorp, Inc. Vernon NJ Bank                           6,853,000                         75,022,000 221.31% 1.00%                         33,793,000                         46,918,000                         30,753,000                         50,318,000                         61,976,000                         75,321,000                         65,227,000                         33,899,000                       108,921,000

34) Institutions Participating in SBLF Report on Information from 6/30/2015 Quarterly Supplemental Reports transmitted with October 2015 Report Institution  Name City  State  Bank or CDLF? SBLF Funding  Outstanding Baseline Level Qualified Small Business Lending as of 6/30/2015 Increase (Decrease)  % Change over  Current Level over Baseline Baseline                         26,575,000 Current Rate Crest Savings Bancorp, Inc. Wildwood NJ Bank                           2,500,000                         23,276,000                           3,299,000 14.17% 1.00% Meadows Bank Las Vegas NV Bank                           8,500,000                         47,672,000                       179,305,000                       131,633,000 276.12% 1.00% Alma Bank Astoria NY Bank                         19,000,000                         91,798,000                       309,009,000                       217,211,000 236.62% 1.00% Kinderhook Bank Corp. Kinderhook NY Bank                           7,000,000                         49,892,000                         75,412,000                         25,520,000 51.15% 1.00% 1.00% Pathfinder Bancorp, Inc. Oswego NY Bank                         13,000,000                         70,953,000                       147,030,000                         76,077,000 107.22% Greater Rochester Bancorp, Inc. Rochester NY Bank                           7,000,000                         58,822,000                       150,464,000                         91,642,000 155.80% 1.00% Catskill Hudson Bancorp, Inc. Rock Hill NY Bank                           9,681,000                       116,163,000                       149,553,000                         33,390,000 28.74% 1.00% Seneca‐Cayuga Bancorp, Inc. Seneca Falls NY Bank                           5,000,000                         29,671,000                         37,117,000                           7,446,000 25.10% 1.00% Community Independent Bancorp Inc. West Salem OH Bank                           2,250,000                         12,020,000                         19,188,000                           7,168,000 59.63% 1.00% Columbus First Bancorp, Inc Worthington OH Bank                           6,150,000                         37,266,000                         61,928,000                         24,662,000 66.18% 1.00% AmeriBank Holding Company Collinsville OK Bank                           5,347,000                         33,172,000                         72,618,000                         39,446,000 118.91% 1.00% Prime Bank Group Edmond OK Bank                           4,456,000                         20,960,000                         60,969,000                         40,009,000 190.88% 1.50% Central Service Corporation Enid OK Bank                           2,500,000                       148,029,000                       232,927,000                         84,898,000 57.35% 1.50% Regent Capital Corporation Nowata OK Bank                           3,350,000                         52,719,000                         82,230,000                         29,511,000 55.98% 1.00% Enterprise Financial Services Group, Inc. Allison Park PA Bank                           5,000,000                         87,306,000                       101,086,000                         13,780,000 15.78% 5.00% CBT Financial Corp. Clearfield PA Bank                           5,000,000                         64,719,000                       113,556,000                         48,837,000 75.46% 1.00% DNB Financial Corporation Downingtown PA Bank                           3,250,000                       128,649,000                       148,086,000                         19,437,000 15.11% 1.00% Monument Bank (PA) Doylestown PA Bank                           2,970,000                         19,715,000                         48,082,000                         28,367,000 143.89% 1.00% Covenant Bank  (MileStone Bank) Doylestown PA Bank                           5,100,000                         46,778,000                       119,763,000                         72,985,000 156.02% 1.00% Emclaire Financial Corp. Emlenton PA Bank                           5,000,000                         56,761,000                         68,294,000                         11,533,000 20.32% 2.00% First Resource Bank Exton PA Bank                           5,083,000                         32,586,000                         59,824,000                         27,238,000 83.59% 1.00% Centric Financial Corporation Harrisburg PA Bank                           7,492,000                         51,985,000                       112,769,000                         60,784,000 116.93% 1.00% AmeriServ Financial, Inc. Johnstown PA Bank                         21,000,000                       116,684,000                       181,272,000                         64,588,000 55.35% 1.00% Jonestown Bank and Trust Company Jonestown PA Bank                           4,000,000                         40,820,000                         63,175,000                         22,355,000 54.76% 1.00% The Victory Bancorp, Inc. Limerick PA Bank                           3,431,000                         30,149,000                         71,748,000                         41,599,000 137.98% 1.00% Mid Penn Bancorp, Inc. (Phoenix Bancorp, Inc.) Millersburg PA Bank                           1,750,000                         47,153,000                       234,708,000                       187,555,000 397.76% 1.00% Penn Liberty Financial Corp. Wayne PA Bank                         20,000,000                       137,280,000                       193,024,000                         55,744,000 40.61% 1.00% Codorus Valley Bancorp, Inc. York PA Bank                         12,000,000                       173,982,000                       294,126,000                       120,144,000 69.06% 1.00% GrandSouth Bancorporation Greenville SC Bank                           7,922,000                         92,718,000                       144,628,000                         51,910,000 55.99% 1.00% TCB Corporation Greenwood SC Bank                           8,640,000                         56,579,000                         74,828,000                         18,249,000 32.25% 1.50% Carolina Alliance Bank Spartanburg SC Bank                           5,000,000                         98,693,000                       139,480,000                         40,787,000 41.33% 1.00% BHCB Holding Company Rapid City SD Bank                           2,000,000                         34,697,000                         71,192,000                         36,495,000 105.18% 1.50% Merchants and Planters Bancshares, Inc. Bolivar TN Bank                           1,000,000                         19,097,000                         18,058,000                          (1,039,000) ‐5.44% 1.00% CapitalMark Bank & Trust Chattanooga TN Bank                         18,212,000                       134,549,000                       436,785,000                       302,236,000 224.63% 1.00% Planters Financial Group, Inc. Clarksville TN Bank                         20,000,000                       135,095,000                       182,327,000                         47,232,000 34.96% 1.50% Landmark Community Bank Collierville TN Bank                           8,000,000                         29,713,000                         68,958,000                         39,245,000 132.08% 1.00% Evolve Bancorp, Inc. Cordova TN Bank                           4,699,000                         19,101,000                       102,398,000                         83,297,000 436.09% 1.00% Franklin Financial Network, Inc. Franklin TN Bank                         10,000,000                         86,339,000                       203,036,000                       116,697,000 135.16% 1.00% Sumner Bank & Trust Gallatin TN Bank                               934,000                         27,039,000                         30,601,000                           3,562,000 13.17% 7.00% Carroll Financial Services, Inc. Huntingdon TN Bank                           3,000,000                         61,317,000                         91,124,000                         29,807,000 48.61% 1.00% SmartFinancial, Inc. Knoxville TN Bank                         12,000,000                         37,009,000                       103,598,000                         66,589,000 179.93% 1.00% Magna Bank Memphis TN Bank                         18,350,000                         66,375,000                         77,559,000                         11,184,000 16.85% 1.00% Independent Holdings, Inc. Memphis TN Bank                         34,900,000                         44,702,000                         76,395,000                         31,693,000 70.90% 1.00% InsCorp, Inc. Nashville TN Bank                           3,000,000                         27,512,000                         81,036,000                         53,524,000 194.55% 1.00%

35) Institutions Participating in SBLF Report on Information from 6/30/2015 Quarterly Supplemental Reports transmitted with October 2015 Report Institution  Name City  State  Bank or CDLF? SBLF Funding  Outstanding Baseline Level                         16,656,000 Qualified Small Business Lending as of 6/30/2015 Increase (Decrease)  % Change over  Current Level over Baseline Baseline                         52,608,000 Current Rate Liberty Capital Bancshares, Inc. Addison TX Bank                           1,500,000                         35,952,000 215.85% 1.50% Happy Bancshares, Inc. Amarillo TX Bank                         31,929,000                       434,816,000                       747,420,000                       312,604,000 71.89% 1.00% Frontier Bancshares, Inc. Austin TX Bank                           6,184,000                         65,133,000                       237,656,000                       172,523,000 264.88% 1.50% BMC Bancshares, Inc. Dallas TX Bank                           1,206,000                           8,021,000                           7,256,000 90.46% 1.50%                         15,277,000 Veritex Holdings, Inc. Dallas TX Bank                           8,000,000                       100,919,000                       245,774,000                       144,855,000 143.54% 1.00% Sovereign Bancshares, Inc. Dallas TX Bank                         24,500,000                       183,263,000                       283,994,000                       100,731,000 54.97% 1.00% Pioneer Bancshares, Inc. (Pioneer Bank, SSB) Dripping Springs TX Bank                           3,004,000                         57,494,000 173.44% 1.00% First Texas BHC, Inc. Fort Worth TX Bank                         29,822,000                       137,852,000                       283,417,000                       145,565,000 105.60% 1.00%                         33,150,000                         90,644,000 Third Coast Bancshares, Inc. (Third Coast Bank SSB) Humble TX Bank                           8,673,000                         58,535,000                       174,784,000                       116,249,000 198.60% 1.00% Joaquin Bankshares Inc. Huntington TX Bank                           3,908,000                         40,722,000                           8,057,000 19.79% 1.50% AIM Bancshares, Inc. Levelland TX Bank                           9,100,000                       108,192,000                       309,400,000                       201,208,000 185.97% 1.50% Independent Bank Group, Inc. (BOH Holdings, Inc.) McKinney TX Bank                         23,938,350                       770,748,000                   1,022,467,000                       251,719,000 32.66% 1.00% Vista Bancshares, Inc. (McLaughlin Bancshares, Inc.) Ralls TX Bank                           6,600,000                         47,152,000                         93,515,000                         46,363,000 98.33% 1.00% FB BanCorp San Antonio TX Bank                         12,000,000                         39,335,000                       129,543,000                         90,208,000 229.33% 1.00% The ANB Corporation Terrell TX Bank                         37,000,000                       402,694,000                       555,425,000                       152,731,000 37.93% 1.00% Steele Holdings, Inc. Tyler TX Bank                           8,282,000                         22,561,000 72.45% 1.50% Cache Valley Banking Company Logan UT Bank                         11,670,000                       218,868,000                       367,658,000                       148,790,000 67.98% 1.00% LCA Bank Corporation Park City UT Bank                           2,727,000 Medallion Bank Salt Lake City UT Bank                         31,142,000                                 14,000                         48,779,000                         53,703,000                           2,638,000                           2,624,000 18742.86% 1.00%                         26,303,000                       233,231,000                       393,855,000                       160,624,000 68.87% 1.00% Blue Ridge Bankshares, Inc. Luray VA Bank                           4,500,000                         18,920,000                         32,103,000                         13,183,000 69.68% 1.00% Heritage Bankshares, Inc. Norfolk VA Bank                           7,800,000                         68,967,000                         78,195,000                           9,228,000 13.38% 1.00% WashingtonFirst Bankshares, Inc. Reston VA Bank                           8,898,000                       217,686,000                       365,189,000                       147,503,000 67.76% 1.00% Citizens Community Bank South Hill VA Bank                           1,000,000                         52,930,000                         14,410,000 37.41% 1.00% Puget Sound Bank Bellevue WA Bank                           9,886,000                       118,257,000                       193,118,000                         74,861,000 63.30% 1.00% U&I Financial Corp Lynnwood WA Bank                           5,500,000                         18,026,000 45.20% 1.00% W.T.B. Financial Corporation Spokane WA Bank                         19,571,000                       878,103,000                   1,204,237,000                       326,134,000 37.14% 1.00% Deerfield Financial Corporation Deerfield WI Bank                           3,650,000                         25,944,000                           4,380,000 20.31% 1.50% Nicolet Bankshares, Inc. Green Bay WI Bank                         24,400,000                       371,324,000                       433,896,000                         62,572,000 16.85% 1.00%                         38,520,000                         39,884,000                         21,564,000                         57,910,000 Sword Financial Corporation Horicon WI Bank                         12,750,000                       205,125,000                       305,774,000                       100,649,000 49.07% 1.50% First American Investment, Inc. Hudson WI Bank                           1,705,710                           5,277,000 13.44% 1.50% County Bancorp, Inc. Manitowoc WI Bank                         15,000,000                       379,555,000                       498,626,000                       119,071,000 31.37% 1.00% Northern Bankshares, Inc. McFarland WI Bank                         22,000,000                       138,447,000                       147,681,000                           9,234,000 6.67% 1.50% First Menasha Bancshares, Inc. Neenah WI Bank                         10,000,000                         65,519,000                       120,443,000                         54,924,000 83.83% 1.00% PFSB Bancorporation, Inc. Pigeon Falls WI Bank                           1,500,000                         26,844,000                         30,011,000                           3,167,000 11.80% 1.00% First Bank of Charleston Inc. Charleston WV Bank                           3,345,000                         24,923,000                         30,697,000                           5,774,000 23.17% 1.00% MVB Financial Corp. Fairmont WV Bank                           8,500,000                         70,057,000                       164,822,000                         94,765,000 135.27% 1.00% OBDC Small Business Finance Oakland CA CDLF                               219,000                           2,473,000                           6,079,000                           3,606,000 145.81% 2.00% California Coastal Rural Development Corporation Salinas CA CDLF                               870,000                           9,545,000                           8,119,000                          (1,426,000) ‐14.94% 2.00% Low Income Investment Fund San Francisco CA CDLF                           7,490,000                         26,595,000                         85,584,000                         58,989,000 221.80% 2.00% Opportunity Fund Northern California San Jose CA CDLF                           2,236,000                           5,935,000                         34,819,000                         28,884,000 486.67% 2.00% Valley Economic Development Center, Inc. Van Nuys CA CDLF                               661,000                         11,450,000                         39,981,000                         28,531,000 249.18% 2.00%                         39,254,000                         44,531,000 Rural Community Assistance Corporation West Sacramento CA CDLF                           4,300,000                           6,104,000                           9,773,000                           3,669,000 60.11% 2.00% Colorado Enterprise Fund, Inc. Denver CO CDLF                               463,000                           5,721,000                         13,548,000                           7,827,000 136.81% 2.00% Greater New Haven Community Loan Fund New Haven CT CDLF                               525,000                               758,000                           3,056,000                           2,298,000 303.17% 2.00%

36) Institutions Participating in SBLF Report on Information from 6/30/2015 Quarterly Supplemental Reports transmitted with October 2015 Report Institution  Name City  State  Bank or CDLF? SBLF Funding  Outstanding Baseline Level Qualified Small Business Lending as of 6/30/2015 Increase (Decrease)  % Change over  Current Level over Baseline Baseline Current Rate Partners for the Common Good, Inc. Washington DC CDLF                           1,009,000                           4,888,000                           5,453,000                               565,000 11.56% BUILDING HOPE...A CHARTER SCHOOL FACILITIES FUND Washington DC CDLF                           2,091,000                         23,190,000                         35,493,000                         12,303,000 53.05% 2.00% GA CDLF                               188,000                           2,773,000                         15,140,000                         12,367,000 445.98% 2.00% Access to Capital for Entrepreneurs, Inc. (Appalachian Community EnterpCleveland 2.00% IFF Chicago IL CDLF                           8,294,000                       108,261,000                       153,551,000                         45,290,000 41.83% 2.00% Federation of Appalachian Housing Enterprises, Inc. Berea KY CDLF                           2,063,000                           4,137,000                         10,236,000                           6,099,000 147.43% 2.00% Community Ventures Corporation Lexington KY CDLF                           1,045,000                           3,451,000                         13,935,000                         10,484,000 303.80% 2.00% Community Health Center Capital Fund, Inc. (Capital Link, Inc.) Boston MA CDLF                               198,000                           1,420,000                           7,669,000                           6,249,000 440.07% 2.00% MA CDLF                               200,000                           3,526,000                           4,499,000                               973,000 27.60% 2.00% 2.00% Common Capital, Inc. (The Western Massachusetts Enterprise Fund, Inc. Holyoke Boston Community Loan Fund, Inc. Roxbury MA CDLF                           4,410,000                         11,378,000                         24,866,000                         13,488,000 118.54% Enterprise Community Loan Fund, Inc. Columbia MD CDLF                           8,817,000                           8,849,000                         24,305,000                         15,456,000 174.66% 2.00% Coastal Enterprises, Inc. Wiscasset ME CDLF                           2,316,000                         17,640,000                         31,766,000                         14,126,000 80.08% 2.00% Nonprofits Assistance Fund Minneapolis MN CDLF                               686,000                           6,979,000                         14,357,000                           7,378,000 105.72% 2.00% Community Reinvestment Fund, Inc. Minneapolis MN CDLF                           5,100,000                         43,655,000                         42,327,000                          (1,328,000) ‐3.04% 2.00% Mountain BizCapital, Inc. Asheville NC CDLF                               197,000                           2,154,000                           4,290,000                           2,136,000 99.16% 2.00% Nebraska Enterprise Fund Oakland NE CDLF                               197,000                           1,454,000                           6,265,000                           4,811,000 330.88% 2.00% Leviticus 25:23 Alternative Fund, Inc. Elmsford NY CDLF                               750,000                           2,218,000                           3,764,000                           1,546,000 69.70% 2.00% TruFund Financial Services (Seedco Financial Services, Inc.) New York NY CDLF                           2,500,000                         33,651,000                         31,842,000                          (1,809,000) ‐5.38% 2.00% Primary Care Development Corporation New York NY CDLF                           4,000,000                         33,280,000                         20,478,000                        (12,802,000) ‐38.47% 2.00% Economic and Community Development Institute, Inc. Columbus OH CDLF                               203,000                           2,728,000                         12,589,000                           9,861,000 361.47% 2.00% Citizen Potawatomi Community Development Corporation Shawnee OK CDLF                               490,000                           6,505,000                         11,354,000                           4,849,000 74.54% 2.00% The Progress Fund Greensburg PA CDLF                           1,052,000                         12,109,000                         23,897,000                         11,788,000 97.35% 2.00% Community First Fund Lancaster PA CDLF                               862,000                         11,002,000                         24,388,000                         13,386,000 121.67% 2.00% The Reinvestment Fund, Inc. Philadelphia PA CDLF                         11,708,000                       113,268,000                       209,180,000                         95,912,000 84.68% 2.00% Northside Community Development Fund Pittsburgh PA CDLF                               250,000                           2,190,000                           3,078,000                               888,000 40.55% 2.00% Bridgeway Capital, Inc. Pittsburgh PA CDLF                           1,820,000                         18,674,000                         34,215,000                         15,541,000 83.22% 2.00% Charleston Citywide Local Development Corporation Charleston SC CDLF                           1,000,000                           1,799,000                           3,286,000                           1,487,000 82.66% 2.00% South Carolina Community Loan Fund (Lowcountry Housing Trust, IncorpNorth Charleston SC CDLF                               392,000                                 96,000                           4,192,000                           4,096,000 4266.67% 2.00% Rural Electric Economic Development, Inc. Madison SD CDLF                           1,230,000                         11,116,000                         11,023,000                               (93,000) ‐0.84% 2.00% South Eastern Development Foundation Sioux Falls SD CDLF                               240,000                           2,486,000                           5,959,000                           3,473,000 139.70% 2.00% Northeast South Dakota Economic Corporation Sisseton SD CDLF                           1,000,000                         11,758,000                         14,132,000                           2,374,000 20.19% 2.00% CEN‐TEX Certified Development Corporation Austin TX CDLF                               489,000                           3,435,000                           6,374,000                           2,939,000 85.56% 2.00% PeopleFund Austin TX CDLF                               500,000                           6,412,000                         10,211,000                           3,799,000 59.25% 2.00% ECDC Enterprise Development Group Arlington VA CDLF                               320,000                           1,402,000                           3,363,000 1,961,000                           139.87% 2.00% Capital Impact Partners (NCB Capital Impact) Arlington VA CDLF                           8,218,000                         95,578,000                       150,812,000                         55,234,000 57.79% 2.00% Vermont Community Loan Fund, Inc. Montpelier VT CDLF                           1,247,000                         12,787,000                         16,077,000                           3,290,000 25.73% 2.00% Craft3 (ShoreBank Enterprise Group, Pacific) Ilwaco WA CDLF                           1,867,000                         24,108,000                         48,601,000                         24,493,000 101.60% 2.00% Impact Seven, Incorporated Almena WI CDLF                           4,000,000                         13,344,000                         23,491,000                         10,147,000 76.04% 2.00% Forward Community Investments, Inc. Madison WI CDLF                               470,000                           3,964,000                           7,857,000                           3,893,000 98.21% 2.00% Wisconsin Women's Business Initiative Corporation Milwaukee WI CDLF                               391,000                           4,562,000                         12,375,000                           7,813,000 171.26% 2.00%

37) APPENDIX D: INSTITUTION-SPECIFIC REPORTING ON BUSINESS LENDING BY SBLF BANKS 30

38) Community banks Participating in SBLF Report on Information from 6/30/2015 Quarterly Supplemental Reports transmitted with October 2015 Report Institution Name BancIndependent, Incorporated First Partners Bank (SouthCity Bank) ServisFirst Bancshares, Inc. Southern States Bancshares, Inc. Rock Bancshares, Inc. Western Alliance Bancorporation CU Bancorp Banc of California, Inc. (First PacTrust Bancorp, Inc.) Bank of Commerce Holdings California Bank of Commerce Capital Bank Community Valley Bank First Northern Community Bancorp Founders Bancorp GBC Holdings, Inc. Partners Bank of California ProAmérica Bank (Promérica Bank) Redwood Capital Bancorp Seacoast Commerce Bank Security California Bancorp Silvergate Capital Corporation Summit State Bank The Bank of Santa Barbara CIC Bancshares, Inc. Columbine Capital Corp. Morgan Capital Corporation Verus Acquisition Group, Inc. Bankwell Financial Group, Inc. (BNC Financial Group, Inc.) Salisbury Bancorp, Inc. SBT Bancorp, Inc. Community Bank Delaware Bank of Central Florida Community Southern Holdings, Inc. (Community Southern Bank) FineMark Holdings, Inc. Florida Business BancGroup, Inc. HomeBancorp, Inc. Jefferson Bankshares, Inc. (Jefferson Bank of Florida) Marquis Bank Ovation Holdings, Inc. Platinum Bank Holding Co. (Platinum Bank) Lowndes Bancshares, Inc. Resurgens Bancorp The Peoples Bank of Talbotton Commercial Financial Corp Heartland Financial USA, Inc. Liberty Financial Services, Inc. D. L. Evans Bancorp Bancorp Financial, Inc. Community Illinois Corporation First Bankers Trustshares, Inc. First Busey Corporation First Community Financial Corporation First Eldorado Bancshares, Inc. Illinois State Bancorp, Inc. Merchants and Manufacturers Bank Corporation People First Bancshares, Inc. Prime Banc Corp. Signature Bancorporation, Inc. Southern Illinois Bancorp, Inc. Town and Country Financial Corporation Tri‐County Financial Group, Inc. United Community Bancorp, Inc. AMB Financial Corp. Community Bank Shares of Indiana, Inc. First Savings Financial Group, Inc. Horizon Bancorp Bern Bancshares, Inc. Brotherhood Bancshares, Inc. Equity Bancshares, Inc. Freedom Bancshares, Inc. Osborne Investments, Inc. UBT Bancshares, Inc. FCB Bancorp, Inc. Magnolia Bancshares Inc. Baseline Lending City Sheffield Vestavia Hills Birmingham Anniston Little Rock Phoenix Los Angeles Irvine  Redding Lafayette San Juan Capistrano El Centro Dixon San Luis Obispo Los Angeles Mission Viejo Los Angeles Eureka Chula Vista Riverside La Jolla Santa Rosa Santa Barbara Greenwood Village Buena Vista Fort Morgan Fort Collins New Canaan Lakeville Simsbury Lewes Lakeland Lakeland Fort Myers Tampa Tampa Oldsmar Coral Gables Naples Brandon Valdosta Atlanta Talbotton Storm Lake Dubuque Sioux City Burley Oak Brook Rock Falls Quincy Champaign Elgin Eldorado Chicago Joliet Pana Dieterich Chicago Carmi Springfield Mendota Chatham Munster New Albany Clarksville Michigan City Bern Kansas City Wichita Overland Park Osborne Marysville Louisville Hodgenville State AL AL AL AL AR AZ CA CA CA CA CA CA CA CA CA CA CA CA CA CA CA CA CA CO CO CO CO CT CT CT DE FL FL FL FL FL FL FL FL FL GA GA GA IA IA IA ID IL IL IL IL IL IL IL IL IL IL IL IL IL IL IL IN IN IN IN KS KS KS KS KS KS KY KY Region Southeast Southeast Southeast Southeast Southeast West West West West West West West West West West West West West West West West West West Southwest Southwest Southwest Southwest Northeast Northeast Northeast Mid‐Atlantic Southeast Southeast Southeast Southeast Southeast Southeast Southeast Southeast Southeast Southeast Southeast Southeast Midwest Midwest Midwest West Midwest Midwest Midwest Midwest Midwest Midwest Midwest Midwest Midwest Midwest Midwest Midwest Midwest Midwest Midwest Midwest Midwest Midwest Midwest Midwest Midwest Midwest Midwest Midwest Midwest Midwest Midwest Total Assets Commercial &  Owner‐Occupied  Industrial Commercial Real Estate Agricultural  Production Baseline  Secured by  Commercial  Business Lending Farmland & Industrial       1,180,991          232,090       4,491,328          334,728          244,548     13,305,160       2,470,515       6,428,629          983,894          472,621          263,321          131,630       1,002,114          185,765          490,101          132,290          189,108          304,296          463,357          657,916          936,512          492,283          182,818          721,859          377,315          155,511          281,947       1,208,337          860,851          419,578          161,622          401,640                  â€          963,656          573,247          934,949          229,611          305,071          346,689          545,511          227,044          127,807            49,273          667,254       6,848,022          321,813       1,174,817          633,866          249,023          851,436       3,821,600          168,664          302,185          395,902          218,321          370,955          585,295          580,108          409,567          514,958          846,737       1,768,086          186,140       1,585,077          724,857       2,213,530            88,129          537,272       1,353,759          156,727            58,876          595,845          498,961          173,580                 6,105                     ‐               25,580                     ‐                     ‐                    186                     ‐                     ‐                 1,173                    390                      98                     ‐               30,680                     ‐                     ‐                     ‐                     ‐                    120                     ‐                     ‐                     ‐                 2,405                     ‐                     ‐                    221                 4,169                      88                     ‐                    402                     ‐                    574                     ‐                    813                    112                     ‐                     ‐                     ‐                     ‐                     ‐                    222                     ‐                     ‐                     ‐               38,076               98,111                 4,466             107,881                     ‐               16,703               20,504               38,356                     ‐                 7,887                     ‐                     ‐               48,716                 9,480                     ‐               18,888                 6,536               30,134               57,598                     ‐                    690                     ‐                 3,279               14,941                     ‐                 7,028                     ‐                 9,025               44,044                     ‐                 2,066               15,249                     â€               22,243                    943                 1,804                 4,343                     â€                     â€                 7,805                 1,632                    295                     â€               22,480                 2,218                    468                     â€                     â€                 2,899                    456                     â€                     â€               24,934                 1,514                     â€                    893                 3,950                 7,204                     â€                 5,666                     â€                 1,175                     â€                    115                     â€                     â€                     â€                     â€                     â€                     â€               10,816                     â€                 1,965                 2,106               22,656             214,759                 5,574               60,654                     â€               22,134               20,851               57,626                    582               25,857                    160                     â€               13,254               22,344                     â€               21,392                 5,550               35,679               92,821                     â€                 4,709                     â€                 7,424                 3,145                 3,673                 5,075                     â€                 4,697               63,137                      56               14,930               126,083                 34,442               440,705                 18,236                 49,812               550,987                 91,889                      553               133,779                 60,775                 13,838                 11,352                 88,431                 24,400                 48,872                 40,849                 18,665                 16,119                 12,916               112,334                   3,408                 40,612                 11,319                   1,433                 22,300                 13,330                 14,365                   3,378                 23,290                 14,128                   6,962                 29,147                 13,773                 12,141                 41,885                   3,043                   9,021                   1,427                   1,684                 57,110                 10,135                   8,251                      647               128,275               506,645                 36,186                 69,464                   5,790                 29,250                 34,554               313,814                   6,337                   7,789                 21,057                 35,038                 48,975                 21,310                 88,196                 37,465                 34,830                 23,912               211,038                   7,638                 87,840                 26,351                 63,712                   4,671                 42,681                 72,242                 17,081                   1,549                 41,004                 27,761                   6,246                                    110,777                                        6,394                                    209,801                                      18,732                                        7,116                                 1,063,943                                      64,830                                        8,525                                      72,044                                      13,291                                      11,346                                        2,293                                    116,575                                      11,516                                      64,652                                      13,880                                      28,650                                      28,172                                      42,691                                      67,475                                        6,233                                      33,151                                        9,943                                              21                                      16,986                                        6,289                                      45,134                                      24,882                                      49,853                                      21,168                                      20,018                                      27,541                                      15,059                                      15,375                                      46,924                                      10,343                                        4,870                                        9,846                                        8,013                                      95,349                                      38,874                                        4,870                                        3,191                                      39,538                                    531,185                                      17,912                                    158,111                                        9,122                                      10,821                                      53,147                                    356,714                                      26,075                                            â€                                      38,971                                      20,722                                        9,408                                        6,268                                      37,019                                      17,420                                      59,359                                      24,883                                    155,561                                      14,191                                      88,791                                      39,403                                      84,200                                              46                                      28,067                                      44,546                                      18,667                                            451                                      27,943                                      54,823                                      10,176                   258,213                     40,837                   698,328                     37,910                     58,732                1,619,459                   156,719                       9,077                   214,800                     76,087                     25,575                     13,645                   258,166                     38,133                   113,992                     54,729                     47,315                     47,311                     56,063                   179,809                       9,641                   101,101                     22,776                       1,454                     40,399                     27,738                     66,792                     28,259                     79,211                     35,295                     28,729                     56,688                     29,759                     27,628                     88,809                     13,385                     13,891                     11,273                       9,698                   163,496                     49,009                     15,086                       5,943                   228,545                1,350,700                     64,138                   396,108                     14,912                     78,909                   129,056                   766,509                     32,993                     41,533                     60,188                     55,760                   120,352                     59,401                   125,214                     95,164                   106,274                   114,608                   517,019                     21,829                   182,030                     65,754                   158,615                     22,803                     74,420                   128,891                     35,748                     15,722                   176,128                     82,640                     33,419           204,334             44,967        1,588,490             30,703           121,837        2,878,186           505,605           479,899           138,013           195,537             25,244             15,211           114,923             18,534             99,285             27,473             23,825             11,399               2,623           137,025             11,703             48,703             21,834             84,283             41,381             18,576             11,957           133,630           120,027             29,109               6,668             72,588                   ‐             42,435             64,142               7,652             20,463             26,092               8,428           100,814             16,662             12,679               4,141           140,749        1,097,840             51,799           108,190             33,742             28,768             38,315           353,678               8,196             34,318             15,931             65,840             54,100             51,613           196,644             51,511             50,090             69,177           159,701               8,533           141,750             25,952           129,863               3,952             78,026           209,150             26,282               3,500             42,085             13,080             11,265 Q2 2015 Owner‐Occupied  Agricultural  Commercial Real  Production Estate                          145,515                            10,878                          930,719                            69,644                               1,702                       2,007,177                          380,867                          303,996                          136,981                            61,343                            72,948                            29,529                          115,991                            28,240                            93,780                            25,350                            47,861                            46,112                          348,044                          150,826                            10,243                            58,029                            30,843                            78,041                            47,667                            12,961                            52,402                          143,203                          137,720                            35,652                            33,882                            52,477                                  â€                            56,545                          107,160                            23,527                            29,215                            46,621                            44,497                          120,183                            31,053                            16,163                               3,620                            64,722                          804,950                            34,958                          174,957                            13,293                            17,066                            82,292                          370,956                            25,881                            11,186                            61,409                            24,749                            41,656                            97,535                            60,108                            34,952                          101,877                            70,818                          172,126                            18,221                          156,932                            59,187                          180,660                                  504                               6,868                          136,835                            19,881                               1,791                            22,641                            62,274                            21,552                 1,840                     ‐               47,178                 2,081                     ‐                 2,378                     ‐                     ‐                    599                    192                     ‐                    849               22,942                     ‐                     ‐                     ‐                     ‐                    666                     ‐                 2,471                     ‐                 7,896                     ‐                     ‐                    438                 3,737                     ‐                     ‐                    572                     ‐                    239                     ‐                     ‐                    112                     ‐                     ‐                     ‐                     ‐                     ‐                    185                 1,830                     ‐                    430               74,826             212,294               24,945               95,909                     ‐               23,450               30,945               54,692                     ‐               15,304                     ‐                     ‐               78,272               13,631                     ‐               27,735                 8,239               61,956               78,620                     ‐                 1,621                 2,245                 2,898               22,007                     ‐               13,824                     ‐               12,439               81,593                     ‐                 4,021 Secured by  Farmland                   15,718                         202                   78,442                     3,122                     1,017                     6,138                         â€                         â€                     1,203                     1,674                     1,440                     3,106                   45,339                     1,935                         â€                         â€                         â€                     9,829                         â€                         980                         â€                   21,154                         â€                         757                     1,211                     4,587                     2,101                         â€                     3,187                         â€                     1,861                         280                         â€                     1,030                     1,570                         â€                         â€                         â€                     1,002                   13,984                     3,707                         â€                     3,397                   63,791                 248,347                   23,047                   88,027                         â€                   25,373                   47,026                 128,888                     1,219                   64,304                     3,399                         â€                   47,283                   35,870                         749                   36,209                     9,505                   95,909                 138,748                     1,300                     6,890                     6,675                   15,601                     6,820                     2,284                   19,209                         â€                   15,161                 135,317                     1,314                   23,094 Q2 2015 Business  Lending                    367,407                      56,047                2,644,829                    105,550                    124,556                4,893,879                    886,472                    783,895                    276,796                    258,746                      99,632                      48,695                    299,195                      48,709                    193,065                      52,823                      71,686                      68,006                    350,667                    291,302                      21,946                    135,782                      52,677                    163,081                      90,697                      39,861                      66,460                    276,833                    261,506                      64,761                      42,650                    125,345                            ‐                    100,122                    172,872                      31,179                      49,678                      72,713                      53,927                    235,166                      53,252                      28,842                      11,588                    344,088                2,363,431                    134,749                    467,083                      47,035                      94,657                    198,578                    908,214                      35,296                    125,112                      80,739                      90,589                    221,311                    198,649                    257,501                    150,407                    169,711                    297,860                    549,195                      28,054                    307,193                      94,059                    329,022                      33,283                      87,178                    379,018                      46,163                      32,891                    281,636                      76,668                      59,932 % Change  over  Baseline 42% 37% 279% 178% 112% 202% 466% 8536% 29% 240% 290% 257% 16% 28% 69% ‐3% 52% 44% 525% 62% 128% 34% 131% 11118% 125% 44% 0% 880% 230% 83% 48% 121% ‐100% 262% 95% 133% 258% 545% 456% 44% 9% 91% 95% 51% 75% 110% 18% 215% 20% 54% 18% 7% 201% 34% 62% 84% 234% 106% 58% 60% 160% 6% 29% 69% 43% 107% 46% 17% 194% 29% 109% 60% ‐7% 79%

39) Community banks Participating in SBLF Report on Information from 6/30/2015 Quarterly Supplemental Reports transmitted with October 2015 Report Institution Name Community Trust Financial Corporation First Guaranty Bancshares, Inc. First NBC Bank Holding Company MidSouth Bancorp, Inc. Progressive Bancorp, Inc. Island Bancorp, Inc. Leader Bancorp, Inc. New England Bancorp, Inc. Provident Bancorp, Inc. StonehamBank, A Co‐operative Bank Eagle Bancorp, Inc. Howard Bancorp, Inc. Monument Bank Birmingham Bloomfield Bancshares, Inc. Crestmark Bancorp, Inc. Huron Valley State Bank Level One Bancorp, Inc. Valley Financial Group, Ltd. Financial Services of Winger, Inc. Heritage Bancshares Group, Inc. Kerkhoven Bancshares, Inc McLeod Bancshares, Inc. MidWest Bancorporation, Inc. Platinum Bancorp, Inc. Redwood Financial, Inc. Cardinal Bancorp II, Inc. Fortune Financial Corporation Great Southern Bancorp, Inc. Liberty Bancorp, Inc. Security State Bancshares, Inc. Southern Missouri Bancorp, Inc. Triad Bancorp, Inc. Bancorp of Montana Holding Company First Bancorp Live Oak Bancshares, Inc. Premara Financial, Inc. Providence Bank Select Bancorp, Inc. Union Bank & Trust Company Alerus Financial Corporation Western State Agency, Inc. Adbanc Inc. Banner County Ban Corporation First State Holding Co. (Wilber Co.) Stockmens Bank First Colebrook Bancorp, Inc. Guaranty Bancorp, Inc. New Hampshire Thrift Bancshares, Inc. Northway Financial, Inc. ConnectOne Bancorp, Inc. Crest Savings Bancorp, Inc. Freedom Bank Harmony Bank Highlands Bancorp, Inc. Hopewell Valley Community Bank Regal Bank Stewardship Financial Corporation Two River Bancorp (Community Partners Bancorp) Meadows Bank Alma Bank Catskill Hudson Bancorp, Inc. Greater Rochester Bancorp, Inc. Kinderhook Bank Corp. Pathfinder Bancorp, Inc. Seneca‐Cayuga Bancorp, Inc. Columbus First Bancorp, Inc Community Independent Bancorp Inc. AmeriBank Holding Company Central Service Corporation Prime Bank Group Regent Capital Corporation AmeriServ Financial, Inc. CBT Financial Corp. Centric Financial Corporation Baseline Lending City Ruston Hammond New Orleans Lafayette Monroe Edgartown Arlington Hyannis Amesbury Stoneham Bethesda Ellicott City Bethesda Birmingham Troy Milford Farmington Hills Saginaw Fosston Willmar Kerkhoven Shorewood Eden Prairie Oakdale Redwood Falls Washington Arnold Springfield Liberty Charleston Poplar Bluff Frontenac Missoula Troy Wilmington Charlotte Rocky Mount Dunn Oxford Grand Forks Devils Lake Ogallala Harrisburg Lincoln Colorado Springs Colebrook Woodsville Newport Berlin Englewood Cliffs Wildwood Oradell Jackson Township Vernon Pennington Livingston Midland Park Middletown Las Vegas Astoria Rock Hill Rochester Kinderhook Oswego Seneca Falls Worthington West Salem Collinsville Enid Edmond Nowata Johnstown Clearfield Harrisburg State LA LA LA LA LA MA MA MA MA MA MD MD MD MI MI MI MI MI MN MN MN MN MN MN MN MO MO MO MO MO MO MO MT NC NC NC NC NC NC ND ND NE NE NE CO NH NH NH NH NJ NJ NJ NJ NJ NJ NJ NJ NJ NV NY NY NY NY NY NY OH OH OK OK OK OK PA PA PA Region Southwest Southwest Southwest Southwest Southwest Northeast Northeast Northeast Northeast Northeast Mid‐Atlantic Mid‐Atlantic Mid‐Atlantic Midwest Midwest Midwest Midwest Midwest Midwest Midwest Midwest Midwest Midwest Midwest Midwest Midwest Midwest Midwest Midwest Midwest Midwest Midwest West Southeast Southeast Southeast Southeast Southeast Southeast Midwest Midwest Midwest Midwest Midwest Southwest Northeast Northeast Northeast Northeast Mid‐Atlantic Mid‐Atlantic Mid‐Atlantic Mid‐Atlantic Mid‐Atlantic Mid‐Atlantic Mid‐Atlantic Mid‐Atlantic Mid‐Atlantic West Mid‐Atlantic Mid‐Atlantic Mid‐Atlantic Mid‐Atlantic Mid‐Atlantic Mid‐Atlantic Midwest Midwest Southwest Southwest Southwest Southwest Mid‐Atlantic Mid‐Atlantic Mid‐Atlantic Total Assets Commercial &  Owner‐Occupied  Industrial Commercial Real Estate Agricultural  Production Baseline  Secured by  Commercial  Business Lending Farmland & Industrial       3,810,829       1,506,199       4,118,108       1,946,166          511,954          177,232          984,231          249,500          706,360          494,505       5,728,647          746,741          486,385          227,843          743,732          106,519          881,779          205,341          170,597          398,199            73,871          410,032          238,230          185,116          237,785          296,991          152,836       4,111,821          442,431          711,355       1,293,259          258,949            53,247       3,212,256          844,760          232,237          236,091          741,846          262,067       1,557,062          768,693          647,977          114,336          432,664            91,112          262,453          418,596       1,510,096          932,335       3,657,207          419,391          283,969          272,331          299,210          495,016          373,147          699,841          844,241          484,533       1,026,158          407,832          432,076          386,148          698,629          278,912          294,026            95,981          219,838          583,658          217,148          212,508       1,082,819          431,849          328,747                 1,480               17,727                     ‐                 6,367                 1,671                     ‐                     ‐                     ‐                     ‐                     ‐                     ‐                     ‐                     ‐                     ‐                     ‐                     ‐                     ‐                     ‐               25,894               48,486                 3,475                 5,618                     ‐                     ‐                     ‐                    190                     ‐                 4,079                     ‐               30,314               29,586                     ‐                     ‐                 7,734                     ‐                     ‐                    780                 4,486                      10               33,489               14,569               77,060               30,815               25,570                 8,672                    569                    454                     ‐                     ‐                     ‐                     ‐                     ‐                     ‐                     ‐                     ‐                     ‐                     ‐                     ‐                     ‐                     ‐                    277                     ‐                      58                     ‐                     ‐                     ‐                    133                 1,590               43,232                      53                 3,616                     ‐                 1,037                    193               24,990               12,111                    261                 3,019                 7,976                     â€                     â€                     â€                      93                     â€                     â€                    794                    576                     â€                     â€                    191                     â€                      90               21,040               28,555                 7,114                 2,780                     â€                    573                     â€                 5,482                    370               21,896                     â€               49,925               31,048                    820                    444               36,485                     â€                     â€                    826                 9,786                 3,112               10,852                 6,955               51,676               15,368               36,985                 2,035                      82                 1,988                     â€                     â€                     â€                     â€                     â€                 1,000                    777                    876                     â€                 1,053                    204                     â€                     â€                 1,075                 1,736                 2,330                    786                     â€                     â€                 3,505                 2,324               38,675                 1,742                 9,416                    178                 6,580                 1,397               294,044                 85,481               288,580               185,803                 54,604                   2,672                   7,075                   9,707                 17,487                 22,466               325,046                 91,705                 20,990                 15,987               153,006                   5,648                 39,110                 38,248                 19,628                 59,801                   4,668                 23,330                 35,697                 19,145                 24,855                 34,752                 24,461               138,613                 23,445                 56,094                 71,715                 15,530                   1,208               140,198                 27,794                 15,263                 14,547                 67,810                 19,991               180,756                 97,220                 69,479                   8,633                 40,835                 13,050                 25,654                 37,136                 57,064                 44,870                 19,511                   3,201                 14,905                      929                 16,612                   9,885                   1,682                 48,805                 48,487                 29,330                 66,760                 42,715                 43,466                 18,911                 25,983                   6,963                 19,279                   2,587                 19,843                 43,994                   7,722                 24,582                 92,509                 34,922                 16,476                                    150,315                                      82,769                                    212,783                                    126,929                                      42,050                                      20,909                                      24,647                                      19,019                                      70,118                                      24,415                                    122,093                                      41,681                                      12,522                                      17,807                                        1,470                                      16,506                                      24,606                                      36,190                                        7,190                                      32,540                                        9,381                                        3,763                                      18,909                                      27,015                                      31,378                                      29,431                                      23,534                                    136,926                                      53,499                                      57,781                                      87,689                                      16,895                                        1,994                                    279,520                                      73,668                                      23,523                                      12,644                                    104,974                                      15,549                                      65,037                                      32,153                                      59,439                                        2,981                                      24,786                                        4,465                                      42,281                                      48,710                                      80,606                                      67,422                                      83,294                                      17,693                                      17,540                                        9,059                                      17,780                                      76,725                                      24,190                                    156,337                                    135,572                                      21,164                                      25,038                                      54,456                                      17,134                                      19,028                                      48,698                                        9,127                                      15,132                                        5,795                                        9,416                                      23,240                                      10,116                                      17,779                                      62,972                                      32,578                                      31,487                   470,828                   198,087                   501,625                   322,119                   106,300                     23,581                     31,722                     28,726                     87,697                     46,880                   447,140                   134,180                     34,088                     33,793                   154,475                     22,345                     63,716                     74,528                     73,751                   169,382                     24,637                     35,490                     54,606                     46,733                     56,233                     69,855                     48,366                   301,514                     76,944                   194,113                   220,038                     33,245                       3,646                   463,938                   101,462                     38,786                     28,797                   187,056                     38,662                   290,134                   150,896                   257,654                     57,797                   128,176                     28,221                     68,585                     88,288                   137,670                   112,292                   102,806                     20,894                     32,445                     10,988                     35,168                     87,485                     25,872                   206,195                   184,262                     50,495                     91,798                     98,522                     62,336                     40,328                     75,467                     16,090                     34,411                     12,020                     33,172                   149,140                     19,632                     55,394                   155,659                     75,117                     49,553        1,264,486           220,379        1,115,360           459,216             65,920               7,514             26,403             33,657             98,031             50,970           970,176           137,905             45,859             31,449           457,970             13,690           227,573             61,544             25,712             74,532             10,731             19,665             21,146             30,451             34,833             41,212             31,778           310,228             62,948             45,471           110,944             38,196               6,584           122,975           166,584             27,110             16,810             60,544             25,992           404,554           296,434             71,421             10,723             44,185             18,233             38,678             41,786             65,258             63,099           419,640               4,351             17,257             12,749             39,857             22,393               3,314             26,048             44,335           140,508           163,692             48,022           111,375             31,595             47,390             17,308             29,009               2,908             42,140             93,226             33,611             41,874           133,179             46,358             48,379 Q2 2015 Owner‐Occupied  Agricultural  Commercial Real  Production Estate                          327,726                          135,517                          443,825                          250,105                            41,463                            28,850                            82,769                            46,371                          114,229                            66,793                          516,754                          108,166                            28,819                            37,080                                  751                            38,402                          123,336                            45,049                            20,712                            36,923                            22,659                            23,155                            11,910                            29,113                            21,345                            33,595                            23,412                          167,750                            70,186                            68,766                          129,295                            47,315                               6,171                          438,805                          228,117                            47,501                            20,726                          116,988                            28,061                          132,792                            23,230                            68,005                            11,770                            37,538                               9,501                            50,098                            59,475                          190,997                            58,104                          244,486                            22,224                            43,380                            48,790                            67,443                          125,788                            35,395                          191,788                          211,872                            84,744                          225,623                            92,479                            55,313                            46,240                          100,139                            15,296                            36,361                               8,595                            14,913                            34,125                            24,950                            33,773                            92,629                            33,828                            62,145                      99               27,939                     ‐               12,345               13,342                     ‐                     ‐                     ‐                     ‐                     ‐                     ‐                      92                     ‐                     ‐                     ‐                     ‐                     ‐                     ‐               48,824               75,402                 4,907                 5,875               42,658                     ‐               23,477                    333                     ‐                 3,148                    217               62,544               57,930                     ‐                     ‐               13,085                     ‐                     ‐                 1,687                 9,859                 3,296               42,184               23,934             136,560               37,298               43,415               18,333                    732                    381                      10                     ‐                     ‐                     ‐                     ‐                     ‐                     ‐                     ‐                     ‐                     ‐                     ‐                     ‐                     ‐                    166                     ‐                    754                      87                 3,048                     ‐                 1,359                 9,735               65,480                    106                 3,621                 7,500                 6,641                    365 Secured by  Farmland                   30,858                   14,997                     1,519                   18,051                   45,353                         â€                         â€                         â€                     1,469                         â€                         487                     4,623                         963                         â€                         â€                         138                         â€                           36                   42,037                   48,505                     8,584                     3,623                   43,227                     1,006                   15,464                   10,030                         â€                   36,607                         729                 114,386                   82,030                     2,782                     1,896                   58,148                   11,844                         438                     3,654                   13,880                     6,788                   12,947                   14,217                   94,778                   26,029                 105,825                     5,281                         647                     2,744                         459                         â€                         â€                         â€                         â€                     2,418                     1,029                         659                         â€                     1,786                         147                         â€                         â€                     1,199                         663                         265                         614                     4,019                         827                     6,874                     5,593                   47,112                     2,302                   12,688                         875                   30,453                     2,076 Q2 2015 Business  Lending                1,623,169                    398,832                1,560,704                    739,717                    166,078                      36,364                    109,172                      80,028                    213,729                    117,763                1,487,417                    250,786                      75,641                      68,529                    458,721                      52,230                    350,909                    106,629                    137,285                    235,362                      46,881                      52,318                    118,941                      60,570                      95,119                      85,170                      55,190                    517,733                    134,080                    291,167                    380,199                      88,293                      14,651                    633,013                    406,545                      75,049                      42,877                    201,271                      64,137                    592,477                    357,815                    370,764                      85,820                    230,963                      51,348                      90,155                    104,386                    256,724                    121,203                    664,126                      26,575                      60,637                      63,957                    108,329                    148,840                      38,709                    219,622                    256,354                    225,252                    389,315                    141,866                    167,351                      78,854                    148,230                      39,671                      66,197                      19,736                      72,381                    239,943                      60,969                      91,956                    234,183                    117,280                    112,965 % Change  over  Baseline 245% 101% 211% 130% 56% 54% 244% 179% 144% 151% 233% 87% 122% 103% 197% 134% 451% 43% 86% 39% 90% 47% 118% 30% 69% 22% 14% 72% 74% 50% 73% 166% 302% 36% 301% 93% 49% 8% 66% 104% 137% 44% 48% 80% 82% 31% 18% 86% 8% 546% 27% 87% 482% 208% 70% 50% 7% 39% 346% 324% 44% 168% 96% 96% 147% 92% 64% 118% 61% 211% 66% 50% 56% 128%

40) Community banks Participating in SBLF Report on Information from 6/30/2015 Quarterly Supplemental Reports transmitted with October 2015 Report Institution Name Codorus Valley Bancorp, Inc. DNB Financial Corporation Emclaire Financial Corp. Enterprise Financial Services Group, Inc. First Resource Bank Jonestown Bank and Trust Company MileStone Bank Monument Bank Penn Liberty Financial Corp. Mid Bank Bancorp, Inc. The Victory Bancorp, Inc. Carolina Alliance Bank GrandSouth Bancorporation TCB Corporation BHCB Holding Company CapitalMark Bank & Trust Carroll Financial Services, Inc. Community First Bancshares, Inc. Evolve Bancorp, Inc. Franklin Financial Network, Inc. Independent Holdings, Inc. InsCorp, Inc. Landmark Community Bank Magna Bank Merchants and Planters Bancshares, Inc. United Community Banks, Inc. Planters Financial Group, Inc. SmartFinancial, Inc. Sumner Bank & Trust AIM Bancshares, Inc. BMC Bancshares, Inc. Independent Bank Group, Inc. FB BanCorp First Texas BHC, Inc. Frontier Bancshares, Inc. Happy Bancshares, Inc. Joaquin Bankshares Inc. Liberty Capital Bancshares, Inc. McLaughlin Bancshares, Inc. Pioneer Bank, SSB Sovereign Bancshares, Inc. Steele Holdings, Inc. The ANB Corporation Third Coast Bancshares, Inc. (Third Coast Bank SSB) Veritex Holdings, Inc. Cache Valley Banking Company LCA Bank Corporation Medallion Bank Blue Ridge Bankshares, Inc. Citizens Community Bank Heritage Bankshares, Inc. WashingtonFirst Bankshares, Inc. Puget Sound Bank U&I Financial Corp W.T.B. Financial Corporation County Bancorp, Inc. Deerfield Financial Corporation First American Investment, Inc. First Menasha Bancshares, Inc. Nicolet Bankshares, Inc. Northern Bankshares, Inc. PFSB Bancorporation, Inc. Sword Financial Corporation First Bank of Charleston Inc. MVB Financial Corp. Baseline Lending City York Downingtown Emlenton Allison Park Exton Jonestown Doylestown Doylestown Wayne Millersburg Limerick Spartanburg Greenville Greenwood Rapid City Chattanooga Huntingdon Union City Cordova Franklin Memphis Nashville Collierville Memphis Bolivar Blairsville  Clarksville Pigeon Forge Gallatin Levelland Dallas McKinney San Antonio Fort Worth Austin Amarillo Huntington Addison Ralls Drippings Springs Dallas Tyler Terrell Humble Dallas Logan Park City Salt Lake City Luray South Hill Norfolk Reston Bellevue Lynnwood Spokane Manitowoc Deerfield Hudson Neenah Green Bay McFarland Pigeon Falls Horicon Charleston Fairmont State PA PA PA PA PA PA PA PA PA PA PA SC SC SC SD TN TN TN TN TN TN TN TN TN TN GA TN TN TN TX TX TX TX TX TX TX TX TX TX TX TX TX TX TX TX UT UT UT VA VA VA VA WA WA WA WI WI WI WI WI WI WI WI WV WV Region Mid‐Atlantic Mid‐Atlantic Mid‐Atlantic Mid‐Atlantic Mid‐Atlantic Mid‐Atlantic Mid‐Atlantic Mid‐Atlantic Mid‐Atlantic Mid‐Atlantic Mid‐Atlantic Southeast Southeast Southeast Midwest Southeast Southeast Southeast Southeast Southeast Southeast Southeast Southeast Southeast Southeast Southeast Southeast Southeast Southeast Southwest Southwest Southwest Southwest Southwest Southwest Southwest Southwest Southwest Southwest Southwest Southwest Southwest Southwest Southwest Southwest Southwest Southwest Southwest Southeast Southeast Southeast Southeast West West West Midwest Midwest Midwest Midwest Midwest Midwest Midwest Midwest Southeast Southeast Total Assets Commercial &  Owner‐Occupied  Industrial Commercial Real Estate Agricultural  Production Baseline  Secured by  Commercial  Business Lending Farmland & Industrial       1,369,410          756,112          597,667          250,075          193,180          453,839          237,704          251,929          639,176          898,735          164,896          432,746          403,656          337,177          166,650       1,048,910          270,919       1,900,083          376,468       1,766,616          934,042          297,046          752,961          587,884            83,715       7,867,212          884,470          543,544          159,831          795,300            80,951       4,370,665          719,033       1,638,181          581,051       2,651,075          117,209          167,611          290,750          408,963       1,118,392          266,867       2,593,926          391,310          822,629          854,932          133,956       1,004,628          247,466          170,236          323,637       1,523,485          425,143          237,055       4,838,057          780,618          124,210          163,109          423,514       1,169,656          428,173            79,208          598,041          206,762       1,250,485                 1,653                     ‐                     ‐                     ‐                     ‐                      11                     ‐                     ‐                     ‐                         4                     ‐                     ‐                    114                     ‐                 1,696                     ‐                 4,141               16,329                 2,211                    823                     ‐                     ‐                      94                     ‐                    361                 1,213               12,733                     ‐                      43               13,262                    825               13,025                     ‐                    110                    851             130,663                 1,602                     ‐               29,426                     ‐                     ‐                    427                 6,732                     ‐                     ‐                 9,516                     ‐                     ‐                    159                    251                     ‐                    117                     ‐                     ‐               80,131             118,072                 4,065                    163                         6                      41                 1,313                 6,075               10,132                     ‐                     ‐               24,703               10,878                     â€                    424                 1,119                 4,390                     â€                    828                     â€                 6,584                 1,757                    830                 3,454                 1,056                 1,627                     â€               14,441               35,772                 3,490                    149                 1,474                    765                    263                     â€                 2,730               47,079               34,238                 1,139                    694                 6,874                    223               12,039                     â€                 2,229                 6,814               51,686               13,014                 1,722                 3,706                 1,142                    918                 1,007               22,473                     â€                 1,151               16,242                     â€                     â€                 2,442                 3,246                     â€                 3,240                     â€                     â€               37,049             171,649                 1,820                     â€                    519                 2,935               15,949               11,414               21,004                     â€                     â€                 46,618                 38,960                 33,244                 37,394                 11,395                   6,880                 17,161                   1,478                 58,496                 65,191                 13,913                 29,943                 49,299                 16,375                 11,260                 88,680                   7,921               102,278                   8,239                 10,261                 39,655                 11,667                 17,728                 24,492                   5,479               346,854                 59,970                 21,736                 12,075                 39,299                      765                 82,574                 99,765                 85,806                 25,056               201,680                 14,762                   9,008                 18,912                   7,439               196,282                 14,649               142,877                 33,954                 24,303                 33,786                      136               234,859                   4,225                 18,419                 29,431                 60,171                 49,945                   8,950               726,366                 44,238                 15,306                   4,014                 51,762               129,397                 26,290                   3,710                 63,172                 23,426                 15,650                                    104,503                                      73,668                                      25,924                                      75,423                                      19,652                                      29,539                                      29,937                                      17,409                                      84,723                                        6,588                                        8,245                                      34,965                                      43,148                                      40,863                                      16,312                                      45,869                                      34,549                                    165,597                                        5,161                                        9,123                                      11,109                                        8,603                                      11,183                                      17,032                                      10,527                                    962,962                                      67,388                                      14,293                                      15,701                                      14,585                                        2,514                                    177,239                                        2,480                                      71,371                                      29,742                                      93,384                                      13,696                                        5,927                                        4,166                                        8,987                                      22,060                                      15,060                                    265,405                                      30,443                                      14,187                                      39,918                                            â€                                            â€                                      15,593                                      16,605                                      36,330                                      13,644                                      28,866                                      34,994                                    358,143                                      63,411                                            116                                      15,043                                      29,044                                    137,477                                      62,897                                        8,995                                    127,299                                        1,497                                      38,312                   177,476                   123,505                     59,168                   113,241                     32,165                     40,820                     47,098                     19,715                   143,218                     78,368                     23,916                     65,737                     96,015                     58,294                     30,895                   134,549                     61,052                   319,976                     19,101                     20,356                     52,238                     21,034                     29,268                     41,524                     19,097                1,358,107                   174,327                     37,167                     28,512                     74,020                       4,326                   284,877                   102,244                   159,515                     62,462                   477,414                     43,074                     16,657                     56,210                     17,568                   219,260                     31,142                   437,487                     64,397                     39,641                     99,462                          136                   234,859                     22,419                     38,520                     65,761                     77,172                     78,810                     43,943                1,201,688                   397,369                     21,306                     19,220                     81,331                   269,850                   106,449                     30,194                   221,607                     24,923                     53,962           119,698             42,243             53,490             34,382             17,347             17,351             65,609               1,519             87,911           122,021             34,228             46,287             87,704             15,779             22,547           221,140             12,931           123,193             46,791           146,374             71,543             58,639             42,852             78,471               2,837           703,657             74,345             37,507             11,343           166,441               1,622           612,933             41,874           242,008           108,353           423,664             20,871             31,142             42,138             31,606           324,910             27,256           153,945           101,478           201,712             93,958               3,503           389,723             14,862             14,227             25,362           149,944           127,267             14,994           980,649             49,497               7,155             20,503             79,393           274,790             33,992               4,209             83,550             26,246           133,892 Q2 2015 Owner‐Occupied  Agricultural  Commercial Real  Production Estate                          154,379                          115,830                            23,170                          100,654                            41,013                            39,401                            62,545                            45,328                          116,926                          114,404                            36,329                            90,700                            43,748                            55,833                            45,370                          218,563                            47,163                          161,361                            55,634                            79,610                            31,026                            21,474                            22,473                            27,681                               9,732                       1,226,524                            83,443                            81,564                            19,158                            75,046                            16,097                          721,089                               1,453                          154,343                          129,324                          189,469                            13,826                            18,133                            14,424                            49,916                          107,519                            24,610                          460,676                            84,620                            84,572                          198,492                                  â€                                  â€                            21,863                            29,270                            52,827                          211,825                            74,504                            54,046                          503,412                            76,693                               9,114                            28,836                            55,812                          175,808                          101,592                               5,502                          132,158                               3,762                          149,686                 6,291                     ‐                      40                     ‐                     ‐                    120                     ‐                     ‐                     ‐                     ‐                     ‐                     ‐                    419                     ‐                    279                     ‐               10,044               18,549                 3,295                 3,491                     ‐                     ‐                     ‐                    370                      42                 1,121               23,098                     ‐                      32               47,452                         9               12,844               87,143                    650                      99             277,614                 2,854                     ‐               27,689                    972                     ‐                    132                 8,980                    929                     ‐               30,047                     ‐                     ‐                      81                 2,986                     ‐                     ‐                     ‐                     ‐             206,280             184,725                 3,407                    601                      34               14,432                      22               11,817               28,092                     ‐                     ‐ Secured by  Farmland                   46,302                   16,296                         137                           97                     1,040                     5,229                           55                         727                         â€                     3,777                     2,356                         855                         680                     1,808                     3,877                         525                   21,418                   37,156                     2,074                     1,116                     4,898                         674                     2,302                     6,729                     4,701                   43,898                   46,657                     1,186                         627                   39,281                         â€                   24,470                         â€                   16,589                   10,493                 212,523                   12,635                     3,333                     9,769                   12,787                     5,957                     1,818                   11,190                     3,091                   11,796                   46,884                         â€                         â€                     5,121                     5,547                         â€                         336                     1,406                         â€                   41,602                 211,853                     6,246                     2,071                     1,337                   40,783                     4,371                   19,130                   73,151                         â€                     2,480 Q2 2015 Business  Lending                    326,670                    174,369                      76,837                    135,133                      59,400                      62,101                    128,209                      47,574                    204,837                    240,202                      72,913                    137,842                    132,551                      73,420                      72,073                    440,228                      91,556                    340,259                    107,794                    230,591                    107,467                      80,787                      67,627                    113,251                      17,312                1,975,200                    227,543                    120,257                      31,160                    328,220                      17,728                1,371,336                    130,470                    413,590                    248,269                1,103,270                      50,186                      52,608                      94,020                      95,281                    438,386                      53,816                    634,791                    190,118                    298,080                    369,381                        3,503                    389,723                      41,927                      52,030                      78,189                    362,105                    203,177                      69,040                1,731,943                    522,768                      25,922                      52,011                    136,576                    505,813                    139,977                      40,658                    316,951                      30,008                    286,058 % Change  over  Baseline 84% 41% 30% 19% 85% 52% 172% 141% 43% 207% 205% 110% 38% 26% 133% 227% 50% 6% 464% 1033% 106% 284% 131% 173% ‐9% 45% 31% 224% 9% 343% 310% 381% 28% 159% 297% 131% 17% 216% 67% 442% 100% 73% 45% 195% 652% 271% 2485% 66% 87% 35% 19% 369% 158% 57% 44% 32% 22% 171% 68% 87% 31% 35% 43% 20% 430%