Federal Register / Vol. 80, No. 228 / Friday, November 27, 2015 / Rules and Regulations
73945
for which a general notice of proposed
rulemaking was published.12 As
discussed above, the OCC has
determined that the publication of a
general notice of proposed rulemaking
is unnecessary.
Paragraph 34.203(b)(2)
1. Threshold Amount.
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iii. From January 1, 2016, through
December 31, 2016, the threshold amount is
$25,500.
List of Subjects
BOARD OF GOVERNORS OF THE
FEDERAL RESERVE SYSTEM
Supplement I to Part 1026—Official
Interpretations
Authority and Issuance
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For the reasons set forth in the
preamble, the Board amends Regulation
Z, 12 CFR part 226, as set forth below:
Subpart E—Special Rules for Certain
Home Mortgage Transactions
12 CFR Part 34
Appraisal, Appraiser, Banks, Banking,
Consumer protection, Credit, Mortgages,
National banks, Reporting and
recordkeeping requirements, Savings
associations, Truth in lending.
Advertising, Appraisal, Appraiser,
Consumer protection, Credit, Federal
Reserve System, Mortgages, Reporting
and recordkeeping requirements, Truth
in lending.
12 CFR Part 1026
Advertising, Appraisal, Appraiser,
Banking, Banks, Consumer protection,
Credit, Credit unions, Mortgages,
National banks, Reporting and
recordkeeping requirements, Savings
associations, Truth in lending.
Office of the Comptroller of the
Currency
For the reasons set forth in the
preamble, the OCC amends 12 CFR part
34 as set forth below:
PART 34—REAL ESTATE LENDING
AND APPRAISALS
2. In Appendix C to Subpart G, under
Section 34.203—Appraisals for HigherPriced Mortgage Loans, paragraph
34.203(b)(2)–1.iii is added to read as
follows:
Appendix C to Subpart G—OCC
Interpretations
mstockstill on DSK4VPTVN1PROD with RULES
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Section 34.203—Appraisals for HigherPriced Mortgage Loans
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16:09 Nov 25, 2015
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Subpart E—Special Rules for Certain
Home Mortgage Transactions
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Section 226.43—Appraisals for HigherRisk Mortgage Loans
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Paragraph 43(b)(2)
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Section 1026.35—Requirements for
Higher-Priced Mortgage Loans
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35(c) Appraisals
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35(c)(2) Exemptions
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Paragraph 35(c)(2)(ii)
1.
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iii. From January 1, 2016, through
December 31, 2016, the threshold amount is
$25,500.
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Dated: November 19, 2015.
Amy Friend,
Senior Deputy Comptroller and Chief
Counsel.
By order of the Board of Governors of the
Federal Reserve System, acting through the
Secretary of the Board under delegated
authority, November 18, 2015.
Robert deV. Frierson,
Secretary of the Board.
Dated: October 8, 2015.
Richard Cordray,
Director, Bureau of Consumer Financial
Protection.
[FR Doc.
2015–30097 Filed 11–25–15; 8:45 am]
FEDERAL RESERVE SYSTEM
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BUREAU OF CONSUMER FINANCIAL
PROTECTION
Authority and Issuance
For the reasons set forth in the
preamble, the Bureau amends
Regulation Z, 12 CFR part 1026, as set
forth below:
PART 1026—TRUTH IN LENDING
(REGULATION Z)
Authority: 12 U.S.C. 2601, 2603–2605,
2607, 2609, 2617, 3353, 5511, 5512, 5532,
5581; 15 U.S.C. 1601 et seq.
Jkt 238001
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1.
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iii. From January 1, 2016, through
December 31, 2016, the threshold amount is
$25,500.
5. The authority citation for part 1026
continues to read as follows:
U.S.C.
1532.
VerDate Sep<11>2014
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34.203(b) Exemptions
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4. In Supplement I to part 226, under
Section 226.43—Appraisals for HigherRisk Mortgage Loans, under paragraph
43(b)(2), paragraph 43(b)(2)–1.iii is
added to read as follows:
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Subpart G—Appraisals for HigherPriced Mortgage Loans
â–
Authority: 12 U.S.C. 3806; 15 U.S.C.
1604,
1637(c)(5), 1639(l), and 1639h; Pub. L. 111–
24, section 2, 123 Stat.
1734; Pub. L. 111–
203, 124 Stat.
1376.
43(b) Exemptions
Authority: 12 U.S.C. 1 et seq., 25b, 29, 93a,
371, 1463, 1464, 1465,1701j–3, 1828(o), 3331
et seq., 5101 et seq., 5412(b)(2)(B) and 15
U.S.C. 1639h.
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3.
The authority citation for part 226
continues to read as follows:
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1. The authority citation for part 34
continues to read as follows:
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Authority and Issuance
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Supplement I to Part 226—Official Staff
Interpretations
DEPARTMENT OF THE TREASURY
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PART 226—TRUTH IN LENDING
(REGULATION Z)
12 CFR Part 226
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6. In Supplement I to part 1026, under
Section 1026.35—Requirements for
Higher-Priced Mortgage Loans, under
paragraph 35(c)(2)(ii), paragraph
35(c)(2)(ii)–1.iii is added to read as
follows:
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PO 00000
Frm 00003
Fmt 4700
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BILLING CODE 4810–33–P; 6210–01–P; 4810–AM–P
12 CFR Part 213
[Docket No.
R–1519]
RIN 7100 AE–35
BUREAU OF CONSUMER FINANCIAL
PROTECTION
12 CFR Part 1013
RIN 3170–AA06
Consumer Leasing (Regulation M)
Board of Governors of the
Federal Reserve System (Board); and
Bureau of Consumer Financial
Protection (Bureau).
AGENCIES:
E:\FR\FM\27NOR1.SGM
27NOR1
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