depend on AXA, part of the global AXA Group Have confidence in the insurance company that you choose — with financial strength to fulfill its duty to you, now and in the future. AXA Equitable Life Insurance Company (AXA Equitable) has been helping their customers reach their most important goals for over 150 years. AXA Group has been AXA Equitable since 1 59 countries Ranked # global insurance brand in the world for six consecutive years* 1859 Providing stability and reliability to our clients AXA Group is present in *Interbrand, 2009–2014, AXA press release, October 9, 2014. AXA Equitable Life Insurance Company has sole responsibility for its annuity and life insurance obligations. “AXA Group” refers to AXA S.A., a French holding company for a group of international insurance and financial services companies, together with its direct and indirect consolidated subsidiaries. 1 Investment Edge® does not offer tax deferral beyond what is already offered in other qualified plans and if purchasing with qualified money, clients should consider other features or benefits. 2 The Account Value is measured at the end of each contract year and is represented as a snapshot for the given years in the Total Income Comparison chart. The net rate of return that is applied to the Account Value amounts shown is calculated by deducting the following expenses from a gross rate of return: assumed underlying portfolio-level annual expenses of 1.14% for Management Fees, 12b-1 fees (as applicable), and other expenses (maximum of 2.35%). The Account Value shown also reflects the contract-level charges, including the operations fee of 0.70%, administration fee of 0.30%, and the distribution fee of 0.10%.

The Account Value reflects any withdrawals, if applicable. 3 The After-Tax Payment with Income Edge is a scheduled payment from the Income Edge program after taxes are taken out; as noted in the payment calculation example, this payment is a combined return of the cost basis (taxfree) and the Account Value gains (the portion of the payment that is taxed). 4 The After-Tax Payment without Income Edge is a withdrawal from the annuity after taxes are taken out; with typical annuity withdrawal tax treatment, “Last In First Out” (LIFO), any Account Value gains (the portion of the payment that is taxed) are withdrawn first, before withdrawals are considered to be a return of cost basis (tax-free). This brochure is not a complete description of all material provisions of the variable annuity contract. This brochure must be preceded or accompanied by a current prospectus. The prospectus contains more complete information, including investment objectives, risks, charges, expenses, limitations and restrictions. The contingent withdrawal charge for Investment Edge® declines from 6% over a 5-year period for the Series B product. Please read the prospectus and any applicable supplements, and consider this information carefully before purchasing a contract. For more information on how Investment Edge® could help you, contact your financial professional today There are certain contract limitations and restrictions associated with an Investment Edge® contract.

For costs and complete details of coverage, speak to your financial professional/insurance-licensed registered representative. Certain types of contracts, features and benefits may not be available in all jurisdictions. AXA Equitable offers other variable annuity contracts with different fees, charges and features. Not every contract or feature is available through the same selling broker/dealer. This brochure was prepared to support the promotion and marketing of AXA Equitable variable annuities. AXA Equitable, its distributors and their respective representatives do not provide tax, accounting or legal advice.

Any tax statements contained herein were not intended or written to be used, and cannot be used, for the purpose of avoiding U.S. federal, state or local tax penalties. Please consult your own independent advisors as to any tax, accounting or legal statements made herein. Investment Edge® is a registered service mark of AXA Equitable Life Insurance Company.

Investment Edge® July 2015 version is issued by AXA Equitable Life Insurance Company, New York, NY 10104. Co-distributed by affiliates AXA Advisors, LLC and AXA Distributors, LLC, (members FINRA, SIPC). Contract form # ICC13IEBASE1, ICC13IEBASE2 and any state variations. “AXA” is the brand name of AXA Equitable Financial Services, LLC and its family of companies, including AXA Equitable Life Insurance Company (NY, NY), AXA Advisors, LLC, and AXA Distributors, LLC. AXA S.A.

is a French holding company for a group of international insurance and financial services companies, including AXA Equitable Financial Services, LLC. The obligations of AXA Equitable Life Insurance Company are backed solely by its claims-paying ability. © 2015 AXA Equitable Life Insurance Company. All rights reserved. 1290 Avenue of the Americas, New York, NY 10104, (212) 554-1234 GE-92116 (7/15) (Exp.

7/17) Investment Edge® G35492 Cat. #152601 (7/15) .