depend on AXA, part of the global AXA Group Have confidence in the insurance company that you choose — with financial strength to fulfill its duty to you, now and in the future. AXA Equitable Life Insurance Company (AXA Equitable) has been helping their customers reach their most important goals for over 150 years. AXA Group has been AXA Equitable since 1859 1 59 countries Ranked # insurance brand in the world for six consecutive years* Providing stability and reliability to our clients AXA Group is present in *Interbrand, 2009–2014, AXA press release, October 9, 2014. AXA Equitable Life Insurance Company has sole responsibility for its annuity and life insurance obligations. “AXA Group” refers to AXA S.A., a French holding company for a group of international insurance and financial services companies, together with its direct and indirect consolidated subsidiaries. The contingent withdrawal charge declines from 6% over a 5-year period for the Series B product. This brochure is not a complete description of all material provisions of the variable annuity contract. This brochure must be preceded or accompanied by a current Investment Edge® prospectus and any applicable supplements.

The prospectus contains more complete information, including investment objectives, risks, charges, expenses, limitations and restrictions. Please read the prospectus and any applicable supplements, and consider this information carefully before purchasing a contract. There are certain contract limitations and restrictions associated with the Investment Edge® contract. For costs and complete details, speak to your financial professional/ insurance-licensed registered representative.

Certain types of contracts, features and benefits may not be available in all jurisdictions. AXA Equitable offers other variable annuity contracts with different fees, charges and features. Not every contract is available through the same selling broker/dealer. If you are purchasing an annuity contract to fund an Individual Retirement Annuity (IRA) or employer-sponsored retirement plan, you should be aware that such annuities do not provide tax-deferral benefits beyond those already provided by the Internal Revenue Code.

Before purchasing one of these annuities, you should consider whether its features and benefits beyond tax deferral meet your needs and goals. You may also want to consider the relative features, benefits and costs of these annuities with any other investment that you may use in connection with your retirement plan or arrangement. This brochure was prepared to support the promotion and marketing of AXA Equitable variable annuities. AXA Equitable, its distributors and their respective representatives do not provide tax, accounting or legal advice. Any tax statements contained herein were not intended or written to be used, and cannot be used, for the purpose of avoiding U.S.

federal, state For more information on how Investment Edge® could help you, contact your financial professional today or local tax penalties. Please consult your own independent advisors as to any tax, accounting or legal statements made herein. Call your financial professional or visit www.axa.com. Guarantees described herein are subject to the claims-paying ability of AXA Equitable Life Insurance Company. The guarantees do not apply to the investment portfolios.

Investment Edge® is a registered service mark of AXA Equitable Life Insurance Company, New York, NY 10104. Investment Edge 15 variable annuities are issued by AXA Equitable Life Insurance Company, New York, NY 10104. Co-distributed by affiliates AXA Advisors, LLC and AXA Distributors, LLC (members FINRA, SIPC). All contract and rider guarantees, including optional benefits and any fixed subaccount crediting rates or annuity payout rates, are backed by the claims-paying ability of AXA Equitable Life Insurance Company.

They are not backed by the broker/dealer from which this annuity is purchased, by the insurance agency from which this annuity is purchased or any affiliates of those entities and none makes any representations or guarantees regarding the claims-paying ability of AXA Equitable Life Insurance Company. Contract form #s: ICC13IEBASE1, ICC13IEBASE2 and any state variations. “AXA” is the brand name of AXA Equitable Financial Services, LLC and its family of companies, including AXA Equitable Life Insurance Company (NY, NY), AXA Advisors, LLC, and AXA Distributors, LLC. AXA S.A. is a French holding company for a group of international insurance and financial services companies, including AXA Equitable Financial Services, LLC.

The obligations of AXA Equitable Life Insurance Company are backed solely by their claims-paying ability. © 2015 AXA Equitable Life Insurance Company. All rights reserved. 1290 Avenue of the Americas, New York, NY 10104, (212) 554-1234 GE-103526 (7/15) (Exp. 7/17) Investment Edge® G35458 Cat.

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