Investment Edge ® Variable Annuity - A Smart Choice

AXA US

Description

Important Information regarding the "U.S. Annual Returns Compared to Top Performing Developed Global Stocks" Chart: Returns and principal invested in stocks are not guaranteed. International investments involve special risks such as fluctuations in currency, foreign taxation, economic and political risks, liquidity risks, and differences in accounting and financial standards. Equities for each country are represented by Morgan Stanley Capital International Indexes (MSCI), which accounts for every security listed in the stock market for each respective country, and the U.S.

stock market by the Standard & Poor’s 500®, which is an unmanaged group of securities and considered to be representative of the U.S. stock market in general. An investment cannot be made directly in an index.

The data assumes reinvestment of dividends and is expressed in U.S. dollars. Unlike domestic returns, foreign market returns consist of two main components: market performance and currency fluctuations. Select Sector Performances Chart Index/Category Representations and Definitions – Standard & Poor’s 500 Stock Index measures the broad U.S.

stock market. It is not possible to invest directly in an index. Index performance does not take into account fund fees and expenses.

Energy includes energy equipment and services, oil and gas. Materials includes chemicals, construction materials, containers and packaging, metals and mining, paper and forest products. Industrials includes capital goods, aerospace and defense, building products, construction and engineering, electrical equipment, machinery, transportation, airlines, road and rail, automobile components. Consumer Discretionary Goods includes automobiles, household durables, leisure equipment and products, textiles and apparel, hotels, restaurants and leisure, media, retail.

Consumer Staples includes food and drug retailing, beverages, food products, tobacco, household products, personal products. Health Care includes health care equipment and supplies, health care providers and services, biotechnology, pharmaceuticals. Financials includes banks, diversified financials, insurance, real estate.

Information Technology includes Internet software and services, software, communications equipment, computers and peripherals, electronic equipment and instruments, office electronics, semiconductor equipment and products. Telecommunications Services includes diversified and wireless telecommunications services. Utilities includes electric, gas, water, and multi-utilities. Correlation is a statistical measure of how two assets move in relation to each other. Low correlation suggests that two assets are less likely to move in the same direction in terms of performance. This brochure is not a complete description of all material provisions of the variable annuity contract.

This brochure must be preceded or accompanied by a current prospectus and any applicable supplements. The prospectus contains more complete information, including investment objectives, risks, charges, expenses, limitations and restrictions. Please read the prospectus and any applicable supplements, and consider this information carefully before purchasing a contract. There are certain contract limitations and restrictions associated with an Investment Edge® contract. For costs and complete details of coverage, speak to your financial professional/insurance licensed registered representative. Certain types of contracts, features and benefits may not be available in all jurisdictions.

AXA Equitable offers other variable annuity contracts with different fees, charges and features. Not every contract is available through the same selling broker/dealer. This brochure was prepared to support the promotion and marketing of AXA Equitable variable annuities. AXA Equitable, its distributors and their respective representatives do not provide tax, accounting or legal advice. Any tax statements contained herein were not intended or written to be used, and cannot be used, for the purpose of avoiding U.S.

federal, state or local tax penalties. Please consult your own independent advisors as to any tax, accounting or legal statements made herein. All contract and rider guarantees, including optional benefits and any fixed subaccount crediting rates or annuity payout rates, are backed by the claims-paying ability of AXA Equitable. They are not backed by the broker/dealer from which this annuity is purchased, by the insurance agency from which this annuity is purchased or any affiliates of those entities and none makes any representations or guarantees regarding the claims-paying ability of AXA Equitable. Investment Edge® is a registered service mark of AXA Equitable Life Insurance Company. Investment Edge® July 2015 version is issued by AXA Equitable Life Insurance Company, New York, NY 10104. Co-distributed by affiliates AXA Advisors, LLC and AXA Distributors, LLC (members FINRA, SIPC). Contract form #s ICC13IEBASE1, ICC13IEBASE2 and any state variations. “AXA” is the brand name of AXA Equitable Financial Services, LLC and its family of companies, including AXA Equitable Life Insurance Company (NY, NY), AXA Advisors, LLC, and AXA Distributors, LLC.

AXA S.A. is a French holding company for a group of international insurance and financial services companies, including AXA Equitable Financial Services, LLC. The obligations of AXA Equitable Life Insurance Company are backed solely by their claims-paying ability. GE-99515 (7/15) (Exp.

7/17) InvestmentEdge.com For more information on how Investment Edge® could help you, contact your financial professional today G35522 Cat. #154222 (7/15) .