Strategies for rising inflation and interest rates Investment EdgeSM offers a wide range investment options with strategies designed for either or both conditions. How Strategies for Rising Interest Rates Environments Charter Portfolio CharterSM Interest Rate Strategies Individual Strategies Core Bonds Eaton Vance VT Floating-Rate Income Fund Fidelity® VIP Strategic Income Portfolio Janus Aspen Flexible Bond Portfolio Lord Abbett Series Fund Bond Debenture Portfolio Short-Duration Bonds Delaware VIP® Limited-Term Diversified Income Series EQ/AllianceBernstein Short Duration Government Bond EQ/PIMCO Ultra Short Bond EQ/High Yield Bond Federated High Income Bond Fund II Invesco V.I. High Yield Fund EQ/Low Volatility Global ETF Guggenheim VT Global Managed Futures Strategy Fund Janus Aspen INTECH U.S. Low Volatility Portfolio Putnam VT Absolute Return 500 Fund Strategies for High Inflationary Environments Commodities High Yield Bonds Charter Portfolio CharterSM Interest Rate Strategies Individual StrategiesTreasury Inflation-Protected (TIP) Bonds American Century VP Inflation Protection Fund EQ/PIMCO Global Real Return Alternative EQ/Energy ETF EQ/Natural Resources PLUS Ivy Funds VIP Energy PIMCO VIT CommodityRealReturn® Strategy Portfolio Van Eck VIP Global Hard Assets Fund REITs EQ/Real Estate PLUS Invesco V.I. Global Real Estate Fund AXA SmartBetaTM Equity EQ/Convertible Securities EQ/GAMCO Mergers and Acquisitions Who Tap into some of the industry’s premier managers, including: When Now is the time to speak with your financial professional to discover the power of Investment EdgeSM.

Or visit our website InvestmentEdge.com. Investment Risks: Bond investments are subject to interest rate risk so that when interest rates rise, the prices of bonds can decrease and the investor can lose principal value. Equities are subject to market risk including loss of principal. Investments in commodity-related instruments are subject to the risk that the performance of the overall commodities market declines and that weather, disease, political, tax, and other regulatory developments adversely impact the value of commodities, which may result in a loss of principal and interest.

Commodity-linked investments face increased price volatility and liquidity, credit, and issuer risks compared with their underlying measures. This brochure is not a complete description of all material provisions of the variable annuity contract. This brochure must be preceded or accompanied by a current prospectus and any applicable supplements. The prospectus contains more complete information, including investment objectives, risks, charges, expenses, limitations and restrictions. There are certain contract limitations and restrictions associated with an Investment EdgeSM contract.

For costs and complete details of coverage, speak to your financial professional/insurance licensed registered representative. Certain types of contracts, features and benefits may not be available in all jurisdictions. AXA Equitable offers other variable annuity contracts with different fees, charges and features. This brochure was prepared to support the promotion and marketing of AXA Equitable variable annuities.

AXA Equitable, its distributors and their respective representatives do not provide tax, accounting or legal advice. For more information on how Investment EdgeSM could help you, contact your financial professional today Any tax statements contained herein were not intended or written to be used, and cannot be used, for the purpose of avoiding U.S. federal, state or local tax penalties. Please consult your own independent advisors as to any tax, accounting or legal statements made herein. Not every contract is available through the same selling broker/dealer. “AXA” is the brand name of AXA Equitable Financial Services, LLC and its family of companies, including AXA Equitable Life Insurance Company (NY, NY), MONY Life Insurance Company of America (AZ stock company, administrative office: NY, NY), AXA Advisors, LLC, and AXA Distributors, LLC. AXA S.A.

is a French holding company for a group of international insurance and financial services companies, including AXA Equitable Financial Services, LLC. This brand name change does not change the legal name of any of the AXA Equitable Financial Services, LLC companies. The obligations of AXA Equitable Life Insurance Company and MONY Life Insurance Company of America are backed solely by their claims-paying ability. Investment EdgeSM (November 2013 version) is issued by AXA Equitable Life insurance Company, New York, NY and is co-distributed by affiliates, AXA Advisors, LLC and AXA Distributors, LLC.

AXA Equitable, AXA Advisors, AXA Distributors do not provide legal or tax advice. Contract Form #ICC13IEBASE1, ICC13IEBASE2 and any state variations. G33058 GE-89669 (12/13) (Exp. 12/15) Cat. #152600 (4/14) .