Type of Program Features and Benefits Cash Balance Plan This defined benefit plan operates similar to a profit sharing plan. The contribution is determined annually based on an actuarial calculation that takes into consideration an individual’s current age and salary and years to retirement, typically age 65. Advantages include: • Plan sponsors can define their contributions • Deductible contributions are substantially higher than in a defined contribution plan, such as a 401(k) 457(b) Employees of states, municipalities, political subdivisions or agencies can participate in this deferred compensation plan to save for retirement. Which plan will work for you and your business? Our knowledgeable professionals can develop an appropriate plan and will assist in making the transition from your current provider. Our experienced team offers a full range of services that includes plan conversion, key administrative functions and administrative support.

For more information, call 800-923-2732. Ameritas Life Insurance Corp. of New York Ameritas Life Insurance Corp. of New York Retirement Plans Division 1350 Broadway, Suite 2201 New York, NY 10018 800-923-2732 ameritas.com This information is provided by Ameritas®, which is a marketing name for subsidiaries of Ameritas Mutual Holding Company, including, but not limited to: Ameritas Life Insurance Corp., Ameritas Life Insurance Corp.

of New York and Ameritas Investment Corp., member FINRA/SIPC. Ameritas Life Insurance Corp. is not licensed in New York.

Each company is solely responsible for its own financial condition and contractual obligations. For more information about Ameritas®, visit ameritas.com. Ameritas EZ(k)® and Ameritas SoloPlus® are registered service marks of affiliate Ameritas Mutual Holding Company. 401k ELITE Multiple Employer Plan® is a registered service mark of affiliate Ameritas Holding Company. Ameritas® and the bison design are registered service marks of Ameritas Life Insurance Corp.

Fulfilling life® is a registered service mark of affiliate Ameritas Holding Company. © 2014 Ameritas Mutual Holding Company .