AdvisorSelect.com offers networking services and a platform to connect investment and financial professionals, individual investors, financial products providers and others subject to the following terms of services that may be updated from time to time without notice to you.
If you do not agree with the terms and conditions, please do not access or otherwise use the site or any information contained on AdvisorSelect.com.
By creating a profile page and accessing the services provided by AdvisorSelect.com, you accept and agree to be bound by the terms of services that are described in the following paragraphs.
The terms of services constitutes the entire agreement between you and AdvisorSelect.com and governs your use of AdvisorSelect.com, the network of investment professionals, individual investors and financial products and services providers and tools of communication and a marketplace and all the content that you add on the site.
AdvisorSelect.com provides users and members access to a network of contacts, profiles, articles, and opinions and communication tools, forums, search services and other Internet enabled tools that may be accessed through different devices and media.
You also understand and agree that AdvisorSelect.com may include advertisements and sponsorships and custom messages that are necessary for AdvisorSelect.com to provide the network services.
You understand and agree that AdvisorSelect.com is provided "AS-IS" and that AdvisorSelect.com assumes no responsibility for the timeliness, deletion, mis-delivery or failure to store any user communications or personalization settings.
You represent that you are of legal age of at least 18 and higher to form a binding contract and are not a person barred from accessing AdvisorSelect.com under the laws of the United States or other applicable jurisdiction.
You also agree to: provide true, accurate, current and complete information about yourself as prompted by AdvisorSelect.com registration form and maintain and promptly update the personal data to keep it true, accurate, current and complete.
If you provide any information that is untrue, inaccurate, not current or incomplete, or AdvisorSelect.com has reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, AdvisorSelect.com has the right to suspend or terminate your account and refuse any and all current or future use of the AdvisorSelect.com network.
AdvisorSelect.com is concerned about the safety and privacy of all its users, particularly children, individual investors and retirees.
You will receive a password and account designation upon completing the AdvisorSelect.com's registration process. You are responsible for maintaining the confidentiality of the password and account and are fully responsible for all activities that occur under your password or account. You agree to immediately notify AdvisorSelect.com of any unauthorized use of your password or account or any other breach of security, and ensure that you exit from your account at the end of each session.
You understand that all information, data, written text, software, music, sound, photographs, graphics, video, animation, catalogues, messages, tags, or other materials ("Content"), whether publicly posted or privately transmitted, are the sole responsibility of the person from whom such Content originated.
This means that you, and not AdvisorSelect.com, are entirely responsible for all Content that you upload, post, email, transmit or otherwise make available via the AdvisorSelect.com. AdvisorSelect.com does not control the Content posted via the AdvisorSelect.com and, as such, does not guarantee the accuracy, integrity or quality of such Content. You understand that by using the AdvisorSelect.com, you may be exposed to Content that is offensive, indecent or objectionable.
Under no circumstances will AdvisorSelect.com be liable in any way for any Content, including, but not limited to, any errors or omissions in any Content, or any loss or damage of any kind incurred as a result of the use of any Content posted, emailed, transmitted or otherwise made available via the AdvisorSelect.com.You agree to not use the AdvisorSelect.com to: upload, post, email, transmit or otherwise make available any Content that is unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, libelous, invasive of another's privacy, hateful, or racially, ethnically or otherwise objectionable and harm minors in any way;
You acknowledge that AdvisorSelect.com may or may not pre-screen Content, but that AdvisorSelect.com and its designees shall have the right but not the obligation in their sole discretion to pre-screen, refuse, or remove any Content that is available via the AdvisorSelect.com. Without limiting the foregoing, AdvisorSelect.com and its designees shall have the right to remove any Content that violates the terms of services or is otherwise objectionable. You agree that you must evaluate, and bear all risks associated with, the use of any Content, including any reliance on the accuracy, completeness, or usefulness of such Content.
If you promote a contest, sweepstakes or giveaway on AdvisorSelect.com without our express, advanced approval, you do so at your risk and you assume all risk and liability; you further agree to hold AdvisorSelect.com harmless from any claim, demand or damages.
AdvisorSelect.com does not claim ownership of Content you submit or make available for inclusion on the AdvisorSelect.com. However, with respect to Content you submit or make available for inclusion on publicly accessible areas of the AdvisorSelect.com, you grant AdvisorSelect.com the following worldwide, royalty-free and non-exclusive license(s), as applicable:
With respect to Content you submit or make available for inclusion on publicly accessible areas of AdvisorSelect.com, the license to use, distribute, reproduce, modify, adapt, publicly perform and publicly display such Content on the AdvisorSelect.com solely for the purposes of providing and promoting the specific AdvisorSelect.com to which such Content was submitted or made available. This license exists only for as long as you elect to continue to include such Content on the AdvisorSelect.com and will terminate at the time you remove or AdvisorSelect.com removes such Content.
With respect to photos, graphics, audio or video you submit or make available for inclusion on publicly accessible areas of the AdvisorSelect.com, the license to use, distribute, reproduce, modify, adapt, publicly perform and publicly display such Content on the AdvisorSelect.com solely for the purpose for which such Content was submitted or made available.
With respect to Content other than photos, graphics, audio or video you submit or make available for inclusion on publicly accessible areas of the AdvisorSelect.com, the perpetual, irrevocable and fully sub-licensable license to use, distribute, reproduce, modify, adapt, publish, translate, publicly perform and publicly display such Content (in whole or in part) and to incorporate such Content into other works in any format or medium now known or later developed.
"Publicly accessible" areas of the AdvisorSelect.com are those areas of AdvisorSelect.com of properties that are intended by AdvisorSelect.com to be available to the general public.
By submitting ideas, suggestions, documents, opinions, and/or proposals ("Contributions") to AdvisorSelect.com through its suggestion or feedback forums or posts, you acknowledge and agree that:
You agree to indemnify and hold AdvisorSelect.com and its partners, officers, agents, employees and licensors harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of Content you submit, post, transmit, modify or otherwise make available through AdvisorSelect.com, your use of the AdvisorSelect.com, your connection to the AdvisorSelect.com, your violation of the terms of services, or your violation of any rights of another.
All content published, gathered, linked or represented on the site constitutes a recommendation, advice and selection and guidance at any time.
Any discussion about stocks, bonds, derivatives, REITs, ETFs or ETNs, mutual funds, funds, real estate, commodities or alternative investments of all kinds including land, energy sources or any instrument covered under the securities laws is strictly for the information purpose or expressed as an opinion. None of the writers, product sellers, bloggers or information providers or their affiliates are advising you personally concerning the nature, suitability of any particular instrument, portfolio of securities, transaction or investment strategy or other issues.
When financial advisors and planners or any other financial professionals are discussing investment options or evaluating merits of different financial instruments they are strictly discussing this various products or scenarios or strategies in abstract or impersonal manners and never directed to any individual.
AdvisorSelect.com strongly urges individual investors to discuss their personal situation with personal tax, investment or financial advisor before making any decision about the suitability of any financial product or investment strategy.
You understand that an investment in any security is subject to a number of risks, and that any discussion on AdvisorSelect.com of any security will not contain a list or description of all risk factors that are relevant to you individual status.
Securities that are traded on public markets are inherently volatile and highly risky and any investment can lead to loss of all principal. In addition, small and micro cap companies suffer from low liquidity in public stock markets and may have insufficient public float and subject to higher volatility, more risks and may not have enough information in the public domain.
Any blogs, or articles and references to these smaller companies may lead to higher than average volatility and may lead to loss of all principal.
AdvisorSelect.com is a platform for financial professionals to express their opinions and at times there may be conflicting, opposing and diverging information and opinions on the site. The marketplace of ideas and opinions should not be construed in any way a recommendation to going long or going short on any investment instrument.
You understand and agree that AdvisorSelect.com demands and requires every blogger, financial professional, information provider and financial product manager and vendor to disclose every personal or institutional interest they may have in any discussed strategy or securities and they may have a direct or indirect position and they may trade in their own account and that may or may not be subject to a disclosure policy.
You understand that performance data is supplied by sources believed to be reliable, that the calculations herein are made using such data, and that such calculations are not guaranteed to be accurate by these sources, the information providers, or any other person or entity, and may not be complete.
Financial products vendors are using performance methods that are suitable to their needs and you agree and understand that you have to carry out your personal analysis to evaluate the veracity, reliability, accuracy, applicability or suitability to your needs.
All content on AdvisorSelect.com is presented only as of the date published or indicated, and may be superseded by subsequent market events or for other reasons. In addition, you are responsible for setting the cache settings on your browser to ensure you are receiving the most recent data.
From time to time, reference may be made on AdvisorSelect.com to prior articles and opinions we have published. These references may be selective, may reference only a portion of an article or opinion, and are likely not to be current. As markets change continuously and constantly, previously published information and data may not be current and should not be relied upon.
AdvisorSelect.com is not intended to provide financial, investment, tax, legal, insurance or personal advice, and nothing on AdvisorSelect.com should be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any security by AdvisorSelect.com or any third party.
You alone are solely responsible for determining whether any investment, security or strategy, or any other product or service, is appropriate or suitable for you based on your investment objectives and personal and financial situation.
You should consult your personal financial professional, attorney or tax professional regarding your specific legal or tax situation.
You agree to indemnify and hold AdvisorSelect.com and its subsidiaries, affiliates, officers, agents, employees, partners and licensors harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of Content you submit, post, transmit, modify or otherwise make available through the AdvisorSelect.com, your use of the AdvisorSelect.com, your connection to AdvisorSelect.com, your violation of the terms of services, or your violation of any rights of another.
You acknowledge that AdvisorSelect.com may establish general practices and limits concerning use of the AdvisorSelect.com, including without limitation the maximum number of days that email messages, message board postings or other uploaded Content will be retained by AdvisorSelect.com, the maximum number of email messages that may be sent from or received by an account on the AdvisorSelect.com, the maximum size of any email message that may be sent from or received by an account on AdvisorSelect.com, the maximum disk space that will be allotted on AdvisorSelect.com servers on your behalf, and the maximum number of times and the maximum duration for which you may access AdvisorSelect.com in a given period of time.
You agree that AdvisorSelect.com has no responsibility or liability for the deletion or failure to store any messages and other communications or other Content maintained or transmitted by AdvisorSelect.com. You acknowledge that AdvisorSelect.com reserves the right to log off accounts that are inactive for an extended period of time. You further acknowledge that AdvisorSelect.com reserves the right to modify these general practices and limits from time to time.
If there is any claim or dispute about or involving AdvisorSelect.com, you agree that the claim or dispute will be governed by the laws of Republic of India, without regard to conflict of law provisions.
You agree to and hereby submit to exclusive personal jurisdiction and venue in Mumbai, India with respect to any such matters and you agree to waive any and all objections to jurisdiction and to venue.
The AdvisorSelect.com services are controlled and offered in India and we make no representation that materials associated with AdvisorSelect.com are appropriate or available for use in other locations, and accessing them from jurisdictions where the content is illegal is prohibited. Those who choose to use or access AdvisorSelect.com from other jurisdictions do so at their own initiative and are responsible for compliance with local laws.
You may terminate your AdvisorSelect.com account, any associated email address and access to the AdvisorSelect.com by submitting such termination request to AdvisorSelect.com.
You agree that AdvisorSelect.com may, without prior notice, immediately terminate, limit your access to or suspend your AdvisorSelect.com account, any associated email address. Cause for such termination, limitation of access or suspension shall include, but not be limited to,
Further, you agree that all terminations, limitations of access and suspensions for cause shall be made in AdvisorSelect.com's sole discretion and that AdvisorSelect.com shall not be liable to you or any third party for any termination of your account, any associated email address, or access to the AdvisorSelect.com.
Termination of your AdvisorSelect.com account includes any or all of the following:
You acknowledge and agree that AdvisorSelect.com and any necessary software used in connection with the AdvisorSelect.com and network of contacts ("Software") contain proprietary and confidential information that is protected by applicable intellectual property and other laws. You further acknowledge and agree that Content contained in advertisements or information presented to you through AdvisorSelect.com or by advertisers is protected by copyrights, trademarks, service marks, patents or other proprietary rights and laws. Except as expressly permitted by applicable law or as authorized by AdvisorSelect.com or the applicable licensor (such as an advertiser), you agree not to modify, rent, lease, loan, sell, distribute, transmit, broadcast, publicly perform or create derivative works based on the AdvisorSelect.com, such Content or the Software, in whole or in part.
AdvisorSelect.com grants you a personal, non-transferable and non-exclusive right and license to use the object code of its Software on a single computer; provided that you do not (and do not allow any third party to) copy, modify, create a derivative work from, reverse engineer, reverse assemble or otherwise attempt to discover any source code, sell, assign, sublicense, grant a security interest in or otherwise transfer any right in the Software.
You agree not to modify the Software in any manner or form and not to use modified versions of the Software, including (without limitation) for the purpose of obtaining unauthorized access to the AdvisorSelect.com. You agree not to access the AdvisorSelect.com by any means other than through the interface that is provided by AdvisorSelect.com.
YOU EXPRESSLY UNDERSTAND AND AGREE THAT:
YOUR USE OF THE AdvisorSelect.com SERVICES AND SOFTWARE ARE AT YOUR SOLE RISK. THE AdvisorSelect.com AND SOFTWARE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. AdvisorSelect.com AND ITS SUBSIDIARIES, AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS AND LICENSORS EXPRESSLY DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.
AdvisorSelect.com AND ITS SUBSIDIARIES, AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS AND LICENSORS MAKE NO WARRANTY THAT
ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF AdvisorSelect.com OR SOFTWARE IS ACCESSED AT YOUR OWN DISCRETION AND RISK, AND YOU WILL BE SOLELY RESPONSIBLE FOR AND HEREBY WAIVE ANY AND ALL CLAIMS AND CAUSES OF ACTION WITH RESPECT TO ANY DAMAGE TO YOUR COMPUTER SYSTEM, INTERNET ACCESS, DOWNLOAD OR DISPLAY DEVICE, OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL.
NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM AdvisorSelect.com OR SOFTWARE SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THE TERMS OF SERVICES.
You agree that all of AdvisorSelect.com’s trademarks, trade names, service marks and other AdvisorSelect.com logos and brand features, and product and service names are trademarks and the property of AdvisorSelect.com and without AdvisorSelect.com's prior permission, you agree not to display or use in any manner the AdvisorSelect.com brand features and logos.
AdvisorSelect.com may, in appropriate circumstances and at its discretion, disable and/or terminate the accounts of users who may be repeat infringers. If you believe that your work has been copied in a way that constitutes copyright infringement, or your intellectual property rights have been otherwise violated, please provide AdvisorSelect.com the following information:
a statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright or intellectual property owner or authorized to act on the copyright or intellectual property owner's behalf.