One Maynard Drive, Suite 3200
Park Ridge, New Jersey 07656
seixadvisors.com
201.391.0300
Alpha is a measure of performance on a risk-adjusted basis.
Credit Ratings noted herein are calculated based on S&P, Moody’s and Fitch ratings.
Generally, ratings range from AAA, the highest quality rating, to D, the lowest, with BBB
and above being called investment grade securities. BB and below are considered
below investment grade securities. If the ratings from all three agencies are available,
securities will be assigned the median rating based on the numerical equivalents. If the
ratings are available from only two of the agencies, the more conservative of the ratings
will be assigned to the security.
If the rating is available from only one agency, then that
rating will be used. Ratings do not apply to a fund or to a fund’s shares. Ratings are
subject to change.
Spread is the difference between the bid and the ask price of a security or asset.
Bonds offer a relatively stable level of income, although bond prices will fluctuate
providing the potential for principal gain or loss.
Intermediate-term, higher-quality bonds
generally offer less risk than longer term bonds and a lower rate of return. Generally, a
portfolio’s fixed income securities will decrease in value if interest rates rise and vice
versa. Although a portfolio’s yield may be higher than that of fixed income portfolios that
purchase higher rated securities, the potentially higher yield is a function of the greater
risk of that fund’s underlying securities.
Mortgage-backed investments involve risk of loss
due to prepayments and, like any bond, due to default. Because of the sensitivity of
mortgage-related securities to changes in interest rates, a portfolio’s performance may
be more volatile than if it did not hold these securities. Although a portfolio’s yield may
be higher than that of fixed income portfolios that purchase higher-rated securities, the
potentially higher yield is a function of the greater risk of that fund’s underlying securities.
Yield Curve shows the relationship between yields and maturity dates for a set of similar
bonds, usually Treasuries, at any given point in time.
Before investing, investors should carefully read the prospectus or
summary prospectus and consider the fund’s investment objectives,
risks, charges and expenses.
Please call 888.784.3863 or visit
ridgeworth.com to obtain a prospectus or summary prospectus,
which contains this and other information about the funds.
The assertions contained herein are based on RidgeWorth’s opinion. This information is
general and educational in nature and is not intended to be authoritative. All information
contained herein is believed to be correct, but accuracy cannot be guaranteed.
This
information is based on information available at the time, and is subject to change. It is
not intended to be, and should not be construed as, investment advice. Investors are
advised to consult with their investment professional about their specific financial needs
and goals before making any investment decisions.
©2016 RidgeWorth Investments.
All rights reserved. RidgeWorth Investments is the trade
name for RidgeWorth Capital Management LLC, an investment adviser registered with
the SEC and the adviser to the RidgeWorth Funds. RidgeWorth Funds are distributed
by RidgeWorth Distributors LLC, which is not affiliated with the adviser.
Seix Investment
Advisors LLC is a registered investment adviser with the SEC and a member of the
RidgeWorth Capital Management LLC network of investment firms. All third party marks
are the property of their respective owners.
Standard Deviation is a statistical measure of dispersion about an average, which depicts
how widely returns varied over a certain period of time.
All investments involve risk. There is no guarantee a specific investment strategy will be
successful.
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