Total Return Bond Management: Full Market Cycle Demystified - As of June 30, 2016

Seix Investment Advisors

Description

One Maynard Drive, Suite 3200 Park Ridge, New Jersey 07656 seixadvisors.com 201.391.0300 Alpha is a measure of performance on a risk-adjusted basis. Credit Ratings noted herein are calculated based on S&P, Moody’s and Fitch ratings. Generally, ratings range from AAA, the highest quality rating, to D, the lowest, with BBB and above being called investment grade securities. BB and below are considered below investment grade securities. If the ratings from all three agencies are available, securities will be assigned the median rating based on the numerical equivalents. If the ratings are available from only two of the agencies, the more conservative of the ratings will be assigned to the security.

If the rating is available from only one agency, then that rating will be used. Ratings do not apply to a fund or to a fund’s shares. Ratings are subject to change. Spread is the difference between the bid and the ask price of a security or asset. Bonds offer a relatively stable level of income, although bond prices will fluctuate providing the potential for principal gain or loss.

Intermediate-term, higher-quality bonds generally offer less risk than longer term bonds and a lower rate of return. Generally, a portfolio’s fixed income securities will decrease in value if interest rates rise and vice versa. Although a portfolio’s yield may be higher than that of fixed income portfolios that purchase higher rated securities, the potentially higher yield is a function of the greater risk of that fund’s underlying securities.

Mortgage-backed investments involve risk of loss due to prepayments and, like any bond, due to default. Because of the sensitivity of mortgage-related securities to changes in interest rates, a portfolio’s performance may be more volatile than if it did not hold these securities. Although a portfolio’s yield may be higher than that of fixed income portfolios that purchase higher-rated securities, the potentially higher yield is a function of the greater risk of that fund’s underlying securities. Yield Curve shows the relationship between yields and maturity dates for a set of similar bonds, usually Treasuries, at any given point in time. Before investing, investors should carefully read the prospectus or summary prospectus and consider the fund’s investment objectives, risks, charges and expenses.

Please call 888.784.3863 or visit ridgeworth.com to obtain a prospectus or summary prospectus, which contains this and other information about the funds. The assertions contained herein are based on RidgeWorth’s opinion. This information is general and educational in nature and is not intended to be authoritative. All information contained herein is believed to be correct, but accuracy cannot be guaranteed.

This information is based on information available at the time, and is subject to change. It is not intended to be, and should not be construed as, investment advice. Investors are advised to consult with their investment professional about their specific financial needs and goals before making any investment decisions. ©2016 RidgeWorth Investments.

All rights reserved. RidgeWorth Investments is the trade name for RidgeWorth Capital Management LLC, an investment adviser registered with the SEC and the adviser to the RidgeWorth Funds. RidgeWorth Funds are distributed by RidgeWorth Distributors LLC, which is not affiliated with the adviser.

Seix Investment Advisors LLC is a registered investment adviser with the SEC and a member of the RidgeWorth Capital Management LLC network of investment firms. All third party marks are the property of their respective owners. Standard Deviation is a statistical measure of dispersion about an average, which depicts how widely returns varied over a certain period of time. All investments involve risk. There is no guarantee a specific investment strategy will be successful. SXWP-BCYCLE-0616 .

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