Volatile Markets, Healthy Banks, and a Strong U.S. Economy, October 2015 Market and Economic Outlook Stick to your long-term financial plan Managing our emotions is especially crucial during market downturns. Uncertainty about the future is a given for investors, but we tend not to focus on that during market upturns. During bearish periods, our perception of uncertainty changes and we may be motivated by fear to deviate from a long-term investment strategy. A well-diversified portfolio consisting of stocks, bonds, cash, and real estate, designed with your ability and willingness to take risk, is your best defense against down periods.

Based on the sentiment indicators we are witnessing, there is a lot of fear out there. But as Warren Buffett so wisely said, “Be fearful when others are greedy, and greedy when others are fearful.” CliftonLarsonAllen Wealth Advisors, LLC Investment Committee connect@CLAconnect.com CliftonLarsonAllen Wealth Advisors, LLC (“CLA Wealth Advisors”) The purpose of this publication is purely educational and informational. It is not intended to promote any product or service and should not be relied on for accounting, legal, tax, or investment advice. The views expressed are those of CLA Wealth Advisors.

They are subject to change at any time. Past performance does not imply or guarantee future results. Investing entails risks, including possible loss of principal.

Diversification cannot assure a profit or guarantee against a loss. Investing involves other forms of risk that are not described here. For that reason, you should contact an investment professional before acting on any information in this publication. Financial information is from third party sources.

Such information is believed to be reliable but is not verified or guaranteed. Performances from any indices in this report are presented without factoring fees or charges, and are provided for reference and competitive purposes only. Any fees, charges, or holdings different than the indices will effect individual results.

Indexes are unmanaged; one cannot invest directly into an index. Investment advisory services are offered through CliftonLarsonAllen Wealth Advisors, LLC, an SEC-registered investment advisor. Prior approval is required for further distribution of this material. CLAconnect.com/privateclient 6 ©2015 CliftonLarsonAllen Wealth Advisors, LLC .