The Road Ahead If you are like most people, estate planning is not at the top of your to-do list. While the value of tax and estate planning is easily understood, actually doing something about it can be a time-consuming and emotionally daunting task. At Convergent Wealth Advisors we provide professional guidance that is essential to effective multigenerational wealth planning. Your legacy is important.

We encourage action to help ensure you achieve your aspirations built from a lifetime of hard work. If you would like to learn more, please contact your financial advisor or visit ConvergentWealth.com. Convergent’s Live Well Series is produced to advance dialogue on topics to help people “Invest Well. TM Manage Well. Live Well. ” It is our hope that these articles will illuminate, intrigue, and inspire—and we invite you to join the conversation. If you have questions, or wish to discuss any of our thought leadership articles, please contact your investment advisor or email us at: LiveWell@ConvergentWealth.com Disclosure: Past Performance Is No Guarantee Of Future Performance.

Any opinions expressed by Convergent employees are current only as of the time made and are subject to change without notice. This article may include estimates, projections or other forward looking statements, however, due to numerous factors, actual events may differ substantially from those presented. While we believe this information to be reliable, Convergent Wealth Advisors bears no responsibility for the advice or information provided in this article whatsoever or for any errors or omissions.

Moreover, the information provided is not intended to be, and should not be construed as, investment, legal or tax advice. Nothing contained herein should be construed as a recommendation or advice to purchase or sell any security, investment, or portfolio allocation. This article is not meant as a general guide to investing, or as a source of any specific investment recommendations, and makes no implied or express recommendations concerning the manner in which any client's accounts should or would be handled, as appropriate investment decisions depend upon the client's specific investment objectives.

Non-deposit investment products are not FDIC insured, are not deposits or other obligations of City National Bank, are not guaranteed by City National Bank and involve investment risks, including the possible loss of principal. BUILDING A LEGACY | PAGE 6 .