4310 17th Ave S PO Box 2545 Fargo ND 58108-2545 This publication is produced and published by Eide Bailly and distributed with the understanding that the information contained does not constitute legal, accounting or other professional advice. It is not intended to be responsive to any individual situation or concerns as the contents of the publication are intended for general informational purposes only. Readers are urged not to act upon the information contained in this publication without first consulting competent legal, accounting or other professional advice regarding implications of a particular factual situation. Questions and information for publication can be submitted to your Eide Bailly representative. To request reprints of this publication, send a written request to RequestReprints@eidebailly.com. © 2016 Eide Bailly LLP. To view this and previous issues of POSSIBILITIES, visit www.eidebailly.com/publications Managing Editor: Liz Stabenow Assistant Editor: Clinton Larson Send comments to: possibilities@eidebailly.com 3 6 T H A N N U A L Save the DateEide Bailly Bankers Seminar We would like to thank all of you who attended our 35th annual Bankers Seminar – Navigating a Sea of Change this fall. We are honored to have the opportunity to keep you informed of the changes affecting the industry and your business.

We hope you found the keynote speakers and sessions current, informative and valuable. We’re already planning the 2016 Bankers Seminar, and we are excited to be adding even more locations next year, both physically and via live streaming. Be sure to save the date for the seminar near you! An Independent Member Firm of HLB International 2016 Bankers Seminars Dates: Fargo – Thursday, Nov. 3 Norman – Thursday, Nov.3 Billings – Thursday, Nov.

3 Bismarck – Thursday, Nov. 3 Tulsa – Thursday, Nov. 3 Salt Lake City – Thursday, Nov.

3 Denver – Thursday, Nov. 3 Mankato – Wednesday, Nov. 9 Spokane – Thursday, Nov.

3 Sioux Falls – Thursday, Nov. 10 To learn more or to register for the Bankers Seminar, visit www.eidebailly.com/fi. www.eidebailly.com .