1) Schwab Mutual Fund Report Card™ Report generated on 03/15/2016 Schwab Small Cap Index Fund® SWSSX Growth of a Hypothetical $10,000 Investment Russell 2000 TR USD $16,210 FUND PROFILE as of 02/29/2016 Category Average $15,426 $25,000 20,000 15,000 10,000 06 07 09 11 13 15 Overall Rating Morningstar Category: Small-blend funds favor firms at the smaller end of the market-capitalization range, and are flexible in the types of small caps they buy. Some aim to own an array of value and growth stocks while others employ a discipline that leads to holdings with valuations and growth rates close to the small-cap averages. Performance Returns 1,2 YTD 3 Mo Annualized Returns % 1 Yr 5 Yr 10 Yr Category Average -14.92 -14.29 -14.97 +6.42 +5.46 +6.11 +5.85 +4.69 +4.95 Rank Within Category For Annual Total Return % Rank within Category compares this fund’s total annual return to that of other funds in the same category, and its figures are not adjusted for load, sales charge, or taxes. YTD 2015    3 Year Rating  10% +7.55 ---  Out of 643 Funds 5 Year Rating  -15% -13.33 -12.14 -13.38 Out of 643 Funds   Out of 564 Funds   10 Year Rating Since Inception 0 -8.76 -7.59 -8.80   as of 02/29/2016 Cumulative Returns % Russell 2000 TR USD Yes 05/19/1997 Open Small Blend Yes Schwab Funds 17% as of 02/29/2016 Category: Small Blend Schwab Small Cap Index Fund® Available at Schwab Inception Date Status Category Index Fund Fund Company Portfolio Turnover MORNINGSTAR RATING This graph represents the growth of a hypothetical investment of $10,000. It assumes reinvestment of dividends and capital gains, and does not reflect sales loads, redemption fees or the effects of taxes on any capital gains and/or distributions. This section contrasts SWSSX to its benchmarks Schwab Mutual Fund OneSource Select List® as of 02/29/2016 This fund has multiple managers, view SWSSX quote page for complete information. SWSSX $17,660 SELECT LIST  Out of 369 Funds    Historical Return Low High Historical Risk Low High The ratings reflect historical risk-adjusted performance and the overall Morningstar Rating™ is derived from a weighted average of the performance figures associated with fund's 3, 5 and 10 year rating metrics. as of 02/29/2016 2014 2013 2012 2011 > 25% QUARTERLY AVERAGE ANNUAL TOTAL RETURN as of 12/31/2015 -8.76 -4.41 4.97 38.69 16.45 -2.62 < 25% Return % Fund Comparison 1,2 This section compares the fund to its benchmark and alternatives from our Mutual Fund OneSource Select List. Fund Name Inception Ticker Exp Ratio Since 5 Year 10 Year Incep. 1 Year 3 Year Schwab Small Cap Index Fund® (05/97) SWSSX 0.17 -14.92 5.74 6.42 5.85 - 1.24 -14.29 5.02 5.46 4.69 - Russell 2000 TR USD - - -14.97 5.72 6.11 4.95 - -4.41% 9.55% 7.6% 8.15% Numbers are adjusted for possible sales charges, and assume reinvestment of dividends & capital gains over each time period. 7.55 Category Average 1 Year 5 Years 10 Years Since Inception 1 Numbers are adjusted for possible sales charges, and assume reinvestment of dividends and capital gains over each time period. 2 Index figures do not reflect deductions for fees or expenses Past performance does not guarantee future performance. Investment value will fluctuate, and shares, when redeemed, may be worth more or less than original cost. If an expense waiver was in place during the period, the net expense ratio was used to calculate fund performance. Please visit http://www.Schwab.com for more recent month-end performance information. EXPENSES Gross Expense Ratio (before waivers) Net Expense Ratio (after waivers) Cateogry Average Expense Ratio 12b-1 Fees Max Front Load Max Back Load Redemption Fee 0.2% 0.17% 1.24% None None None 2% A net expense ratio lower than the gross expense ratio may reflect a cap on or contractual waiver of fund expense. Please read the fund prospectus for details on limits or expiration dates for any such waivers. Investors should consider carefully information contained in the prospectus, including investment objectives, risks, charges, fees and expenses. You can request a prospectus by calling 1-800-435-4000. Please read the prospectus carefully before investing. © 2016 Charles Schwab & Co., Inc. Member SIPC. All rights reserved. (0815-5261) Page 1 of 3 

2) Schwab Mutual Fund Report Card™ Report generated on 03/15/2016 Schwab Small Cap Index Fund® SWSSX Top Ten Holdings SELECT LIST Schwab Mutual Fund OneSource Select List® as of 12/31/2015 Top 10 Holdings in SWSSX Category Average Symbol Company Name 3.5% 17.62% Top 10 holdings are 3.5% of the total portfolio assets. The category average percent of Portfolio in top 10 holdings is 17.62% Industry Russell 2000 Mini Mar16 Ifu... -- 0.78% STE STERIS PLC Health Care 0.37% TYL Tyler Technologies Inc Information Technology 0.34% -- Dyax Corp -- 0.32% CUBE CubeSmart Financials MANH Manhattan Associates Inc Information Technology 0.29% CASY Casey's General Stores Inc Consumer Staples 0.28% NBIX Neurocrine Biosciences Inc Health Care 0.28% ANAC Anacor Pharmaceuticals Inc Health Care as of 12/31/2015 Financials Information Technology Health Care Consumer Discretionary Industrials Utilities Materials Consumer Staples Energy Telecommunication Services Percent of Assets -- SECTOR WEIGHTINGS 0.27% MTN Vail Resorts Inc 0.3% Consumer Discretionary ASSET BREAKDOWN as of 12/31/2015 0.27% Fund holdings subject to change and not a recommendation to transact in any security. Regional Exposure as of 12/31/2015 Regional Breakdown North America 99.04% United Kingdom 0.12% Europe Developed (excluding UK) 0.06% Europe Emerging 0.01% % Long 98.17 1.06 0.01 0.57 0.2 % Short 0.0 0.0 0.0 0.0 0.0 % Net 98.17 1.06 0.01 0.57 0.2 *Non-US assets include assets without a specific country classification 0.12% Asia Emerging Domestic Stock Non-US* Stock Preferred Cash Investments Other 0.15% Africa/Middle East >50% 0.16% Latin America 10-20 21-30 31-50 0.34% Europe Developed <10% 25.47% 18.07% 16.56% 13.49% 12.14% 3.72% 3.61% 3.41% 2.69% 0.85% MARKET CAPITALIZATION as of 12/31/2015 Medium Cap Small Cap Micro Cap 8.29% 59.06% 32.65% Top 5 Countries United States 98.92% United Kingdom 0.35% Puerto Rico 0.15% Israel 0.12% Netherlands 0.12% © 2016 Charles Schwab & Co., Inc. Member SIPC. All rights reserved. (0815-5261) Page 2 of 3 

3) Schwab Mutual Fund Report Card™ Report generated on 03/15/2016 Important Information Regarding This Report This Mutual Fund Report Card is informational in nature and is not a recommendation or solicitation for any person to buy, sell or hold any particular security; nor is it intended to address any individual's investment objectives, financial situation or personal circumstances. We recommend that investors define their goals, risk tolerance, time horizon and investment objectives in addition to researching possible investment choices. Target date funds are built for investors who expect to start gradual withdrawals of fund assets on the target date, to begin covering expenses in retirement. The values of the funds will fluctuate up to and after the target dates. There is no guarantee the funds will provide adequate income at or through retirement. Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Lower rated securities are subject to greater credit risk, default risk, and liquidity risk. International investing involves special risks such as currency fluctuation and political instability. Investing in emerging markets may accentuate these risks. Small cap funds are subject to greater volatility than those in other asset categories. Due to the limited focus of sector funds, they may experience greater volatility than funds with a broader investment strategy. Sector weightings for fund portfolios are determined using the Global Industry Classification Standard (GICS). GICS was developed by and is the exclusive property of Morgan Stanley Capital International Inc. and Standard & Poor's. GICS is a service mark of MSCI and S&P and has been licensed for use by Charles Schwab & Co., Inc. Data and rankings provided by Morningstar. Morningstar proprietary ratings reflect historical risk-adjusted performance as of 02/29/16. These ratings are subject to change every month. For each fund with at least a three-year history, Morningstar calculates a Morningstar Rating™ based on a Morningstar Risk-Adjusted Return measure that accounts for variation in a fund’s monthly performance (including the effects of sales charges, loads and redemption fees), placing more emphasis on downward variations and rewarding consistent performance. (Each share class is counted as a fraction of one fund within this scale and rated separately, which may cause slight variations in the distribution percentages.) The top 10% of the funds in an investment category receive 5 stars, 22.5% receive 4 stars, 35% receive 3 stars, the next 22.5% receive 2 stars, and the bottom 10% receive 1 star. The overall Morningstar Rating is a weighted average of the funds’ three-, five-, and 10-year (if applicable) Morningstar rating metrics. To contact Morningstar, Inc. call 1-800-735-0700. All data provided by Morningstar, Inc. All rights reserved. The information contained herein is the proprietary information of Morningstar, Inc., and may not be copied or redistributed for any purpose and may only be used for noncommercial, personal purposes. The information contained herein is not represented or warranted to be accurate, correct, complete, or timely. Morningstar, Inc., shall not be responsible for investment decisions, damages, or other losses resulting from use of the information. Morningstar, Inc., has not granted consent for it to be considered or deemed an "expert" under the Securities Act of 1933. Mutual Fund OneSource® funds have no loads and generally have no transaction fees. Funds appearing on the Mutual Fund OneSource® Select List are chosen based on a formula that combines risk-adjusted return, total return and expenses. They must be available through Schwab without loads and open to new investors. Charles Schwab receives remuneration from fund companies in the Mutual Fund OneSource® Service for record keeping, shareholder services, and other administrative services. Schwab may also receive remuneration from transaction fee fund companies for certain administrative services. Schwab’s short-term redemption fee of $49.95 will be charged on redemption of funds purchased through Schwab’s Mutual Fund OneSource® service (and certain other funds with no transaction fee) and held for 90 days or less. Schwab reserves the right to exempt some funds from this fee, including certain Schwab Funds®, which may charge a separate redemption fee, and funds that accommodate short-term trading. Trades in no-load mutual funds available through Schwab’s Mutual Fund OneSource® service (including Schwab Funds®) as well as certain other funds, are available without transaction fees when placed through Schwab.com or our automated phone channels. For each of these trade orders placed through a broker, a $25 service charge applies. Schwab reserves the right to change the funds we make available without transaction fees and to reinstate fees on any funds. The Laudus Group® of Funds includes the Laudus Mondrian and Laudus US Large Cap Growth Funds, which are part of the Laudus Trust and Laudus Institutional Trust and distributed by ALPS Distributors, Inc., and the Laudus MarketMasters Funds®, which are part of the Schwab Capital Trust and distributed by Charles Schwab & Co., Inc. ALPS Distributors, Inc. and Charles Schwab & Co., Inc. are unaffiliated entities. Fund investment adviser: Charles Schwab Investment Management, Inc. (CSIM). Distributor: Charles Schwab & Co., Inc. (Schwab). CSIM and Schwab are separate but affiliated companies and subsidiaries of The Charles Schwab Corporation. The aggregate fees Schwab or its affiliates receive from Schwab Affiliate Funds are greater than the remuneration Schwab receives from other fund companies participating in the Mutual Fund OneSource Service. © 2016 Charles Schwab & Co., Inc. Member SIPC. All rights reserved. (0815-5261) Page 3 of 3