CCM GREEN BOND EXAMPLES Spencer Green, Chelsea, Massachusetts Spencer Green is located in a low-income census tract and features 48 affordable apartments on the site of the former Chelsea Armory, with 8 units priced for extremely low-income households earning less than 30% of area median income (AMI) and the remaining units restricted to residents with incomes below 80% of AMI. Fresh modern design encourages resident engagement and connection to the community. Environmentally sustainable features include: • Photovoltaic panels that generate electricity; • An underground cistern that recycles rain for irrigation; • Energy efficient systems throughout, including a state-of-the-art elevator that consumes 40% less energy; • Extensive use of recycled and sustainable construction materials including hardwood flooring in the community room that is on its third life, reclaimed first from Boston University, then from the Armory’s old basketball court; and • Healthy homes standards such as no carpets, and paints and adhesives that are low in volatile organic compounds. New York State Energy Research and Development Authority The New York State Energy Research and Development Authority (NYSERDA) Bonds are the first issue of bonds to finance or refinance loans to fund energy audits and energy efficiency improvements for eligible applicants pursuant to the Authority’s Green Jobs – Green New York (GJGNY) program for one to four family residential structures. The GJGNY Program provides New Yorkers with: • Access to energy assessments; • Installation services; • Low-cost financing (currently for residential customers only); and • Pathways to training for various green-collar careers. The GJGNY program delivers services across the state and in targeted communities with the support of Constituency-Based Organizations (CBOs). Throughout NY State, CBOs help homeowners with the process of improving their homes’ energy efficiency. CBOs recruit residential, small businesses, Not-for-Profits, and multifamily building owners into the energy assessment and financing programs and encourage individuals to take advantage of clean energy training opportunities. FOR MORE INFORMATION ON CCM’S GREEN BOND STRATEGY, PLEASE CONTACT: James Malone, CFA Director of Investment Platforms jmalone@ccmfixedincome.com 877-272-1977 Community Capital Management, Inc.

is a Florida-based investment advisor registered with the Securities and Exchange Commission under the Investment Advisers Act of 1940. The securities identified and described herein are current holdings and for illustrative purposes. Their selection was based upon nonperformance criteria, such as the security’s social and/or environmental attributes.

Impact figures mentioned in this report are approximate values. Past performance does not guarantee future results. Market conditions can vary widely over time and can result in a loss of portfolio value. Community Capital Management Overview of Green Bond Portfolios p2 .