The following Gibson Dunn lawyers assisted in preparing this client alert: Arthur S. Long, Michael D. Bopp, Jeffrey L. Steiner and James O. Springer. Gibson Dunn's Financial Institutions Practice Group lawyers are available to assist in addressing any questions you may have regarding these developments.

Please contact any member of the Gibson Dunn team, the Gibson Dunn lawyer with whom you usually work, or the following: Arthur S. Long - New York (+1 212-351-2426, along@gibsondunn.com) Michael D. Bopp - Washington, D.C.

(+1 202-955-8256, mbopp@gibsondunn.com) Jeffrey L. Steiner - Washington, D.C. (+1 202-887-3632, jsteiner@gibsondunn.com) © 2016 Gibson, Dunn & Crutcher LLP Attorney Advertising: The enclosed materials have been prepared for general informational purposes only and are not intended as legal advice. 29 .