Description
INVESTMENT AND INSURANCE PRODUCTS
NOT FDIC INSURED
NO BANK GUARANTEE
MAY LOSE VALUE
Investors should carefully consider a variable annuity’s risks, charges, limitations, and expenses, as well as the risks, charges, expenses, and investment objectives
of the underlying investment options. This and other information is provided in the product and underlying fund prospectuses. To obtain a copy of the prospectus,
contact an annuity specialist today at 800-347-7496 or email annuities@tdameritrade.com. Please read them carefully before investing.
An insurer’s financial strength rating represents an opinion by the issuing agency regarding the ability of an insurance company to meet its financial obligations to its policyholders
and contract holders.
A rating is an opinion of the rating agency only and not a statement of fact or recommendation to purchase, sell, or hold any security, policy, or contract. These ratings do not imply approval of our products and do not reflect any indication of their performance. For more information about a particular rating or rating agency, please visit the website of the relevant agency. All guarantees are based on the claims-paying ability of the insurer. Annuities are long-term investments designed for retirement purposes. Withdrawals of taxable amounts are subject to income tax and, if taken prior to age 59½, a 10% federal tax penalty may apply.
Early withdrawals may be subject to withdrawal charges. Optional riders are available at an additional cost. An annuity is a tax-deferred investment. Holding an annuity in an IRA or other qualified account offers no additional tax benefit.
Therefore, an annuity should be used to fund an IRA or qualified plan for annuity features other than tax deferral. Product features and availability vary by state. Restrictions and limitations may apply. Insurance products/services are offered through The Insurance Agency of TD Ameritrade, LLC.
Brokerage services provided by TD Ameritrade, Inc., member FINRA/SIPC. The Insurance Agency of TD Ameritrade, LLC and TD Ameritrade, Inc. are both wholly owned subsidiaries of TD Ameritrade Holding Corporation. TD Ameritrade, Inc., member FINRA/SIPC.
TD Ameritrade is a trademark jointly owned by TD Ameritrade IP Company, Inc. and The Toronto-Dominion Bank. © 2015 TD Ameritrade IP Company, Inc.
All rights reserved. Used with permission. TDA 1036 BR 12/15 .
A rating is an opinion of the rating agency only and not a statement of fact or recommendation to purchase, sell, or hold any security, policy, or contract. These ratings do not imply approval of our products and do not reflect any indication of their performance. For more information about a particular rating or rating agency, please visit the website of the relevant agency. All guarantees are based on the claims-paying ability of the insurer. Annuities are long-term investments designed for retirement purposes. Withdrawals of taxable amounts are subject to income tax and, if taken prior to age 59½, a 10% federal tax penalty may apply.
Early withdrawals may be subject to withdrawal charges. Optional riders are available at an additional cost. An annuity is a tax-deferred investment. Holding an annuity in an IRA or other qualified account offers no additional tax benefit.
Therefore, an annuity should be used to fund an IRA or qualified plan for annuity features other than tax deferral. Product features and availability vary by state. Restrictions and limitations may apply. Insurance products/services are offered through The Insurance Agency of TD Ameritrade, LLC.
Brokerage services provided by TD Ameritrade, Inc., member FINRA/SIPC. The Insurance Agency of TD Ameritrade, LLC and TD Ameritrade, Inc. are both wholly owned subsidiaries of TD Ameritrade Holding Corporation. TD Ameritrade, Inc., member FINRA/SIPC.
TD Ameritrade is a trademark jointly owned by TD Ameritrade IP Company, Inc. and The Toronto-Dominion Bank. © 2015 TD Ameritrade IP Company, Inc.
All rights reserved. Used with permission. TDA 1036 BR 12/15 .
